▼ 0.50% · 3.625%
HK$21,174
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$669/mo
Today · 4.125%
HK$22,502
baseline
▲ 0.50% · 4.625%
HK$23,871
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,004/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,556
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$641/mo
Today · 4.125%
HK$24,829
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,658/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,291
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,016
−HK$736/mo
Today · 4.125%
HK$24,752
baseline
▲ 0.50% · 4.625%
HK$26,258
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,504/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,911
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,606
−HK$705/mo
Today · 4.125%
HK$27,311
baseline
▲ 0.50% · 4.625%
HK$28,751
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,622/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,409
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,199
−HK$803/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,645
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,267
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,025
−HK$769/mo
Today · 4.125%
HK$29,794
baseline
▲ 0.50% · 4.625%
HK$31,365
+HK$1,571/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,588/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,526
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$870/mo
Today · 4.125%
HK$29,252
baseline
▲ 0.50% · 4.625%
HK$31,032
+HK$1,780/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,504/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,623
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,444
−HK$833/mo
Today · 4.125%
HK$32,277
baseline
▲ 0.50% · 4.625%
HK$33,978
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,554/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,644
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,566
−HK$937/mo
Today · 4.125%
HK$31,503
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,916/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,006/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,978
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,863
−HK$897/mo
Today · 4.125%
HK$34,760
baseline
▲ 0.50% · 4.625%
HK$36,592
+HK$1,832/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,520/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$1,004/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,806
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,334
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$962/mo
Today · 4.125%
HK$37,243
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$1,963/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,486/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$1,071/mo
Today · 4.125%
HK$36,003
baseline
▲ 0.50% · 4.625%
HK$38,194
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,006/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,700
−HK$1,026/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$41,820
+HK$2,094/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,996
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,115
−HK$1,138/mo
Today · 4.125%
HK$38,253
baseline
▲ 0.50% · 4.625%
HK$40,581
+HK$2,328/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,506/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,045
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,119
−HK$1,089/mo
Today · 4.125%
HK$42,208
baseline
▲ 0.50% · 4.625%
HK$44,433
+HK$2,225/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,416/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,113
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,204/mo
Today · 4.125%
HK$40,503
baseline
▲ 0.50% · 4.625%
HK$42,968
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,006/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,401
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,538
−HK$1,153/mo
Today · 4.125%
HK$44,691
baseline
▲ 0.50% · 4.625%
HK$47,047
+HK$2,356/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,382/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).