▼ 0.50% · 3.625%
HK$17,980
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,539
−HK$568/mo
Today · 4.125%
HK$19,107
baseline
▲ 0.50% · 4.625%
HK$20,270
+HK$1,163/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,214/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,002
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,539
−HK$544/mo
Today · 4.125%
HK$21,083
baseline
▲ 0.50% · 4.625%
HK$22,194
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,166/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,778
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,393
−HK$625/mo
Today · 4.125%
HK$21,018
baseline
▲ 0.50% · 4.625%
HK$22,297
+HK$1,279/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,036/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,002
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$598/mo
Today · 4.125%
HK$23,191
baseline
▲ 0.50% · 4.625%
HK$24,414
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,382/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,576
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$682/mo
Today · 4.125%
HK$22,929
baseline
▲ 0.50% · 4.625%
HK$24,324
+HK$1,395/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,858/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,003
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$653/mo
Today · 4.125%
HK$25,299
baseline
▲ 0.50% · 4.625%
HK$26,633
+HK$1,334/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,598/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,374
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,101
−HK$738/mo
Today · 4.125%
HK$24,839
baseline
▲ 0.50% · 4.625%
HK$26,351
+HK$1,512/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,678/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,700
−HK$708/mo
Today · 4.125%
HK$27,408
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,444/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,816/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,172
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,955
−HK$795/mo
Today · 4.125%
HK$26,750
baseline
▲ 0.50% · 4.625%
HK$28,378
+HK$1,628/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,500/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,003
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,754
−HK$762/mo
Today · 4.125%
HK$29,516
baseline
▲ 0.50% · 4.625%
HK$31,072
+HK$1,556/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,032/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,808
−HK$853/mo
Today · 4.125%
HK$28,661
baseline
▲ 0.50% · 4.625%
HK$30,405
+HK$1,744/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,322/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$816/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,291
+HK$1,667/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,767
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,662
−HK$909/mo
Today · 4.125%
HK$30,571
baseline
▲ 0.50% · 4.625%
HK$32,432
+HK$1,861/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,142/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,004
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,862
−HK$871/mo
Today · 4.125%
HK$33,733
baseline
▲ 0.50% · 4.625%
HK$35,511
+HK$1,778/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,466/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,516
−HK$966/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,977/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$925/mo
Today · 4.125%
HK$35,841
baseline
▲ 0.50% · 4.625%
HK$37,730
+HK$1,889/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,682/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,363
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,370
−HK$1,023/mo
Today · 4.125%
HK$34,393
baseline
▲ 0.50% · 4.625%
HK$36,486
+HK$2,093/mo
Deposit HK$788K · loan HK$7.10M · min. income ≈ HK$68,786/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,004
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,970
−HK$979/mo
Today · 4.125%
HK$37,949
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,001/mo
Deposit HK$788K · loan HK$7.10M · min. income ≈ HK$75,898/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,549 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).