▼ 0.50% · 3.625%
HK$18,161
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,726
−HK$574/mo
Today · 4.125%
HK$19,300
baseline
▲ 0.50% · 4.625%
HK$20,474
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,600/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,204
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,745
−HK$550/mo
Today · 4.125%
HK$21,295
baseline
▲ 0.50% · 4.625%
HK$22,418
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,590/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,977
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,598
−HK$631/mo
Today · 4.125%
HK$21,229
baseline
▲ 0.50% · 4.625%
HK$22,521
+HK$1,292/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,458/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,224
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,820
−HK$605/mo
Today · 4.125%
HK$23,425
baseline
▲ 0.50% · 4.625%
HK$24,659
+HK$1,234/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,850/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,793
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,471
−HK$688/mo
Today · 4.125%
HK$23,159
baseline
▲ 0.50% · 4.625%
HK$24,569
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,318/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,895
−HK$659/mo
Today · 4.125%
HK$25,554
baseline
▲ 0.50% · 4.625%
HK$26,901
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,108/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,609
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,343
−HK$746/mo
Today · 4.125%
HK$25,089
baseline
▲ 0.50% · 4.625%
HK$26,616
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,178/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,265
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,969
−HK$715/mo
Today · 4.125%
HK$27,684
baseline
▲ 0.50% · 4.625%
HK$29,143
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,368/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,425
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,216
−HK$803/mo
Today · 4.125%
HK$27,019
baseline
▲ 0.50% · 4.625%
HK$28,663
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,038/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,285
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,044
−HK$769/mo
Today · 4.125%
HK$29,813
baseline
▲ 0.50% · 4.625%
HK$31,385
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,626/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$861/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,711
+HK$1,762/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$825/mo
Today · 4.125%
HK$31,943
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,683/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,886/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,057
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,961
−HK$918/mo
Today · 4.125%
HK$30,879
baseline
▲ 0.50% · 4.625%
HK$32,758
+HK$1,879/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,758/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,326
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,193
−HK$879/mo
Today · 4.125%
HK$34,072
baseline
▲ 0.50% · 4.625%
HK$35,868
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,144/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,873
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,833
−HK$976/mo
Today · 4.125%
HK$32,809
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,997/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,618/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,346
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$935/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,110
+HK$1,908/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,689
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,706
−HK$1,033/mo
Today · 4.125%
HK$34,739
baseline
▲ 0.50% · 4.625%
HK$36,853
+HK$2,114/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$69,478/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,366
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,342
−HK$989/mo
Today · 4.125%
HK$38,331
baseline
▲ 0.50% · 4.625%
HK$40,352
+HK$2,021/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$76,662/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,930 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).