▼ 0.50% · 3.625%
HK$15,037
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,504
−HK$476/mo
Today · 4.125%
HK$15,980
baseline
▲ 0.50% · 4.625%
HK$16,952
+HK$972/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,960/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,728
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,177
−HK$455/mo
Today · 4.125%
HK$17,632
baseline
▲ 0.50% · 4.625%
HK$18,561
+HK$929/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,264/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,540
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,055
−HK$523/mo
Today · 4.125%
HK$17,578
baseline
▲ 0.50% · 4.625%
HK$18,647
+HK$1,069/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,156/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,401
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,895
−HK$500/mo
Today · 4.125%
HK$19,395
baseline
▲ 0.50% · 4.625%
HK$20,418
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,790/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,044
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,605
−HK$571/mo
Today · 4.125%
HK$19,176
baseline
▲ 0.50% · 4.625%
HK$20,342
+HK$1,166/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,352/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,074
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,612
−HK$546/mo
Today · 4.125%
HK$21,158
baseline
▲ 0.50% · 4.625%
HK$22,274
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,316/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,548
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,156
−HK$618/mo
Today · 4.125%
HK$20,774
baseline
▲ 0.50% · 4.625%
HK$22,038
+HK$1,264/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,548/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,747
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,330
−HK$592/mo
Today · 4.125%
HK$22,922
baseline
▲ 0.50% · 4.625%
HK$24,130
+HK$1,208/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,844/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,051
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,706
−HK$666/mo
Today · 4.125%
HK$22,372
baseline
▲ 0.50% · 4.625%
HK$23,733
+HK$1,361/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,744/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,419
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,048
−HK$637/mo
Today · 4.125%
HK$24,685
baseline
▲ 0.50% · 4.625%
HK$25,986
+HK$1,301/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,370/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,555
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$712/mo
Today · 4.125%
HK$23,969
baseline
▲ 0.50% · 4.625%
HK$25,428
+HK$1,459/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,092
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$683/mo
Today · 4.125%
HK$26,448
baseline
▲ 0.50% · 4.625%
HK$27,842
+HK$1,394/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,896/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,059
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,807
−HK$760/mo
Today · 4.125%
HK$25,567
baseline
▲ 0.50% · 4.625%
HK$27,123
+HK$1,556/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,134/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$728/mo
Today · 4.125%
HK$28,211
baseline
▲ 0.50% · 4.625%
HK$29,698
+HK$1,487/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,422/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,562
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,358
−HK$807/mo
Today · 4.125%
HK$27,165
baseline
▲ 0.50% · 4.625%
HK$28,818
+HK$1,653/mo
Deposit HK$989K · loan HK$5.61M · min. income ≈ HK$54,330/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,438
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,201
−HK$773/mo
Today · 4.125%
HK$29,974
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,580/mo
Deposit HK$989K · loan HK$5.61M · min. income ≈ HK$59,948/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$855/mo
Today · 4.125%
HK$28,763
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,751/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$57,526/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,111
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,918
−HK$820/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,410
+HK$1,672/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,431 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).