▼ 0.50% · 3.625%
HK$21,845
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$690/mo
Today · 4.125%
HK$23,215
baseline
▲ 0.50% · 4.625%
HK$24,628
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,430/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,955
−HK$661/mo
Today · 4.125%
HK$25,616
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,232/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,030
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,777
−HK$760/mo
Today · 4.125%
HK$25,537
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,074/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,733
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,450
−HK$727/mo
Today · 4.125%
HK$28,177
baseline
▲ 0.50% · 4.625%
HK$29,663
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,354/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,215
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$828/mo
Today · 4.125%
HK$27,858
baseline
▲ 0.50% · 4.625%
HK$29,554
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,716/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,163
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,946
−HK$793/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,359
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$898/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$32,016
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$860/mo
Today · 4.125%
HK$33,301
baseline
▲ 0.50% · 4.625%
HK$35,056
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,602/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,584
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,535
−HK$966/mo
Today · 4.125%
HK$32,501
baseline
▲ 0.50% · 4.625%
HK$34,479
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,002/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,024
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,936
−HK$926/mo
Today · 4.125%
HK$35,862
baseline
▲ 0.50% · 4.625%
HK$37,753
+HK$1,891/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,724/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,768
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,787
−HK$1,036/mo
Today · 4.125%
HK$34,823
baseline
▲ 0.50% · 4.625%
HK$36,942
+HK$2,119/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,646/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,454
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,432
−HK$992/mo
Today · 4.125%
HK$38,424
baseline
▲ 0.50% · 4.625%
HK$40,449
+HK$2,025/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,848/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,953
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$1,105/mo
Today · 4.125%
HK$37,145
baseline
▲ 0.50% · 4.625%
HK$39,405
+HK$2,260/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,290/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,885
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,927
−HK$1,058/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,146
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,137
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,292
−HK$1,174/mo
Today · 4.125%
HK$39,466
baseline
▲ 0.50% · 4.625%
HK$41,868
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,932/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,315
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,423
−HK$1,124/mo
Today · 4.125%
HK$43,547
baseline
▲ 0.50% · 4.625%
HK$45,842
+HK$2,295/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,094/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,322
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,545
−HK$1,243/mo
Today · 4.125%
HK$41,788
baseline
▲ 0.50% · 4.625%
HK$44,330
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,576/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,745
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,918
−HK$1,191/mo
Today · 4.125%
HK$46,109
baseline
▲ 0.50% · 4.625%
HK$48,539
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,218/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).