▼ 0.50% · 3.625%
HK$22,339
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,034
−HK$706/mo
Today · 4.125%
HK$23,740
baseline
▲ 0.50% · 4.625%
HK$25,184
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,480/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,852
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,518
−HK$676/mo
Today · 4.125%
HK$26,194
baseline
▲ 0.50% · 4.625%
HK$27,575
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,388/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$777/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,702
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,337
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,070
−HK$744/mo
Today · 4.125%
HK$28,814
baseline
▲ 0.50% · 4.625%
HK$30,332
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,628/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,806
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,640
−HK$847/mo
Today · 4.125%
HK$28,487
baseline
▲ 0.50% · 4.625%
HK$30,221
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,974/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,822
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,622
−HK$811/mo
Today · 4.125%
HK$31,433
baseline
▲ 0.50% · 4.625%
HK$33,090
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,866/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,944
−HK$917/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,739
+HK$1,878/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,307
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$879/mo
Today · 4.125%
HK$34,053
baseline
▲ 0.50% · 4.625%
HK$35,847
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,106/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,274
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$988/mo
Today · 4.125%
HK$33,235
baseline
▲ 0.50% · 4.625%
HK$35,258
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,470/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,792
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,725
−HK$947/mo
Today · 4.125%
HK$36,672
baseline
▲ 0.50% · 4.625%
HK$38,605
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,344/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,508
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,550
−HK$1,059/mo
Today · 4.125%
HK$35,609
baseline
▲ 0.50% · 4.625%
HK$37,776
+HK$2,167/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,218/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,277
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,277
−HK$1,014/mo
Today · 4.125%
HK$39,291
baseline
▲ 0.50% · 4.625%
HK$41,362
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,582/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,742
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,854
−HK$1,129/mo
Today · 4.125%
HK$37,983
baseline
▲ 0.50% · 4.625%
HK$40,294
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,966/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,763
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,829
−HK$1,082/mo
Today · 4.125%
HK$41,911
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,822/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,976
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,157
−HK$1,200/mo
Today · 4.125%
HK$40,357
baseline
▲ 0.50% · 4.625%
HK$42,813
+HK$2,456/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,714/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,248
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,381
−HK$1,149/mo
Today · 4.125%
HK$44,530
baseline
▲ 0.50% · 4.625%
HK$46,877
+HK$2,347/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,060/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,460
−HK$1,271/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$45,331
+HK$2,600/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,733
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,217/mo
Today · 4.125%
HK$47,150
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,485/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,300/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,658 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).