▼ 0.50% · 3.625%
HK$20,631
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,273
−HK$652/mo
Today · 4.125%
HK$21,925
baseline
▲ 0.50% · 4.625%
HK$23,259
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,850/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,952
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$624/mo
Today · 4.125%
HK$24,192
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,384/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$717/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,585
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,247
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$687/mo
Today · 4.125%
HK$26,611
baseline
▲ 0.50% · 4.625%
HK$28,014
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,222/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,528
−HK$782/mo
Today · 4.125%
HK$26,310
baseline
▲ 0.50% · 4.625%
HK$27,911
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,620/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,542
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$749/mo
Today · 4.125%
HK$29,030
baseline
▲ 0.50% · 4.625%
HK$30,561
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,060/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,821
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,655
−HK$847/mo
Today · 4.125%
HK$28,502
baseline
▲ 0.50% · 4.625%
HK$30,237
+HK$1,735/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,004/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,838
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,638
−HK$812/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,657/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,884
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$913/mo
Today · 4.125%
HK$30,695
baseline
▲ 0.50% · 4.625%
HK$32,563
+HK$1,868/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,390/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,995
−HK$874/mo
Today · 4.125%
HK$33,869
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,738/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,947
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,909
−HK$978/mo
Today · 4.125%
HK$32,887
baseline
▲ 0.50% · 4.625%
HK$34,889
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,774/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,428
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,351
−HK$937/mo
Today · 4.125%
HK$36,288
baseline
▲ 0.50% · 4.625%
HK$38,201
+HK$1,913/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,576/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$1,043/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$2,134/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,723
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,708
−HK$999/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$40,748
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,073
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,164
−HK$1,108/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$2,268/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,018
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,065
−HK$1,061/mo
Today · 4.125%
HK$41,126
baseline
▲ 0.50% · 4.625%
HK$43,294
+HK$2,168/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,252/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,291
−HK$1,174/mo
Today · 4.125%
HK$39,465
baseline
▲ 0.50% · 4.625%
HK$41,866
+HK$2,401/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,930/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,314
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,422
−HK$1,124/mo
Today · 4.125%
HK$43,546
baseline
▲ 0.50% · 4.625%
HK$45,841
+HK$2,295/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,092/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,776 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).