▼ 0.50% · 3.625%
HK$17,392
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,933
−HK$550/mo
Today · 4.125%
HK$18,483
baseline
▲ 0.50% · 4.625%
HK$19,608
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,966/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,349
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,868
−HK$526/mo
Today · 4.125%
HK$20,394
baseline
▲ 0.50% · 4.625%
HK$21,469
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,788/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,132
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,727
−HK$604/mo
Today · 4.125%
HK$20,331
baseline
▲ 0.50% · 4.625%
HK$21,568
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,662/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,284
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,855
−HK$579/mo
Today · 4.125%
HK$22,434
baseline
▲ 0.50% · 4.625%
HK$23,616
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,868/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,871
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,520
−HK$660/mo
Today · 4.125%
HK$22,180
baseline
▲ 0.50% · 4.625%
HK$23,529
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,360/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,219
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,841
−HK$632/mo
Today · 4.125%
HK$24,473
baseline
▲ 0.50% · 4.625%
HK$25,763
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,946/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,610
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,313
−HK$715/mo
Today · 4.125%
HK$24,028
baseline
▲ 0.50% · 4.625%
HK$25,490
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,056/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,154
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,828
−HK$685/mo
Today · 4.125%
HK$26,513
baseline
▲ 0.50% · 4.625%
HK$27,910
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,026/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,349
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,107
−HK$769/mo
Today · 4.125%
HK$25,876
baseline
▲ 0.50% · 4.625%
HK$27,451
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,752/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,088
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,815
−HK$737/mo
Today · 4.125%
HK$28,552
baseline
▲ 0.50% · 4.625%
HK$30,057
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,104/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,089
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$825/mo
Today · 4.125%
HK$27,725
baseline
▲ 0.50% · 4.625%
HK$29,412
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,450/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,023
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$789/mo
Today · 4.125%
HK$30,591
baseline
▲ 0.50% · 4.625%
HK$32,204
+HK$1,613/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,182/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,693
−HK$880/mo
Today · 4.125%
HK$29,573
baseline
▲ 0.50% · 4.625%
HK$31,372
+HK$1,799/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,146/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,958
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,788
−HK$843/mo
Today · 4.125%
HK$32,631
baseline
▲ 0.50% · 4.625%
HK$34,351
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,262/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,567
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$934/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,893
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$895/mo
Today · 4.125%
HK$34,670
baseline
▲ 0.50% · 4.625%
HK$36,498
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,340/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,306
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,280
−HK$990/mo
Today · 4.125%
HK$33,270
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,540/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,828
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,762
−HK$948/mo
Today · 4.125%
HK$36,710
baseline
▲ 0.50% · 4.625%
HK$38,645
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,420/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,822 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).