▼ 0.50% · 3.625%
HK$21,788
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,466
−HK$689/mo
Today · 4.125%
HK$23,155
baseline
▲ 0.50% · 4.625%
HK$24,563
+HK$1,408/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,310/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,239
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,889
−HK$660/mo
Today · 4.125%
HK$25,549
baseline
▲ 0.50% · 4.625%
HK$26,895
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,098/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,713
−HK$757/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$726/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,146
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,959
−HK$826/mo
Today · 4.125%
HK$27,785
baseline
▲ 0.50% · 4.625%
HK$29,476
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,570/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,087
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,867
−HK$792/mo
Today · 4.125%
HK$30,659
baseline
▲ 0.50% · 4.625%
HK$32,275
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,318/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$895/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,511
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$857/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$34,964
+HK$1,751/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,504
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,452
−HK$964/mo
Today · 4.125%
HK$32,416
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,832/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,935
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,845
−HK$923/mo
Today · 4.125%
HK$35,768
baseline
▲ 0.50% · 4.625%
HK$37,654
+HK$1,886/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,536/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,682
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,699
−HK$1,033/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,845
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,359
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,334
−HK$989/mo
Today · 4.125%
HK$38,323
baseline
▲ 0.50% · 4.625%
HK$40,343
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,646/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,861
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,946
−HK$1,101/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$2,255/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,783
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,823
−HK$1,055/mo
Today · 4.125%
HK$40,878
baseline
▲ 0.50% · 4.625%
HK$43,033
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,756/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,040
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,192
−HK$1,171/mo
Today · 4.125%
HK$39,363
baseline
▲ 0.50% · 4.625%
HK$41,758
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,726/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,207
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,312
−HK$1,121/mo
Today · 4.125%
HK$43,433
baseline
▲ 0.50% · 4.625%
HK$45,722
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,866/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,219
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,439
−HK$1,239/mo
Today · 4.125%
HK$41,678
baseline
▲ 0.50% · 4.625%
HK$44,214
+HK$2,536/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,356/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,631
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,801
−HK$1,187/mo
Today · 4.125%
HK$45,988
baseline
▲ 0.50% · 4.625%
HK$48,412
+HK$2,424/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$91,976/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,517 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).