▼ 0.50% · 3.625%
HK$14,840
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,301
−HK$469/mo
Today · 4.125%
HK$15,770
baseline
▲ 0.50% · 4.625%
HK$16,730
+HK$960/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,540/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,509
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,952
−HK$449/mo
Today · 4.125%
HK$17,401
baseline
▲ 0.50% · 4.625%
HK$18,318
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,802/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,324
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,832
−HK$515/mo
Today · 4.125%
HK$17,347
baseline
▲ 0.50% · 4.625%
HK$18,403
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,694/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,160
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,647
−HK$494/mo
Today · 4.125%
HK$19,141
baseline
▲ 0.50% · 4.625%
HK$20,150
+HK$1,009/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,282/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,808
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,362
−HK$562/mo
Today · 4.125%
HK$18,924
baseline
▲ 0.50% · 4.625%
HK$20,076
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,848/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,811
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$539/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$21,982
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,292
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,892
−HK$610/mo
Today · 4.125%
HK$20,502
baseline
▲ 0.50% · 4.625%
HK$21,749
+HK$1,247/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,004/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,462
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,037
−HK$584/mo
Today · 4.125%
HK$22,621
baseline
▲ 0.50% · 4.625%
HK$23,814
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,242/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,776
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,422
−HK$657/mo
Today · 4.125%
HK$22,079
baseline
▲ 0.50% · 4.625%
HK$23,422
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,158/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,113
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,733
−HK$629/mo
Today · 4.125%
HK$24,362
baseline
▲ 0.50% · 4.625%
HK$25,646
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,724/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,260
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,952
−HK$704/mo
Today · 4.125%
HK$23,656
baseline
▲ 0.50% · 4.625%
HK$25,095
+HK$1,439/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,312/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,764
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,428
−HK$674/mo
Today · 4.125%
HK$26,102
baseline
▲ 0.50% · 4.625%
HK$27,477
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,204/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,482
−HK$751/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,535/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,123
−HK$719/mo
Today · 4.125%
HK$27,842
baseline
▲ 0.50% · 4.625%
HK$29,309
+HK$1,467/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,228
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,012
−HK$798/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,441
+HK$1,631/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,066
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,818
−HK$764/mo
Today · 4.125%
HK$29,582
baseline
▲ 0.50% · 4.625%
HK$31,141
+HK$1,559/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,164/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,712
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$844/mo
Today · 4.125%
HK$28,387
baseline
▲ 0.50% · 4.625%
HK$30,114
+HK$1,727/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,774/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,716
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,513
−HK$809/mo
Today · 4.125%
HK$31,322
baseline
▲ 0.50% · 4.625%
HK$32,973
+HK$1,651/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,644/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).