▼ 0.50% · 3.625%
HK$20,846
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,494
−HK$659/mo
Today · 4.125%
HK$22,153
baseline
▲ 0.50% · 4.625%
HK$23,501
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,306/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,191
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,813
−HK$631/mo
Today · 4.125%
HK$24,444
baseline
▲ 0.50% · 4.625%
HK$25,732
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,888/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,644
−HK$724/mo
Today · 4.125%
HK$24,368
baseline
▲ 0.50% · 4.625%
HK$25,851
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,736/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,510
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,194
−HK$694/mo
Today · 4.125%
HK$26,888
baseline
▲ 0.50% · 4.625%
HK$28,305
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,776/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$791/mo
Today · 4.125%
HK$26,584
baseline
▲ 0.50% · 4.625%
HK$28,201
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,168/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$757/mo
Today · 4.125%
HK$29,332
baseline
▲ 0.50% · 4.625%
HK$30,879
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,664/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,942
−HK$857/mo
Today · 4.125%
HK$28,799
baseline
▲ 0.50% · 4.625%
HK$30,551
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,598/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,148
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$821/mo
Today · 4.125%
HK$31,777
baseline
▲ 0.50% · 4.625%
HK$33,452
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,554/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,184
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,092
−HK$922/mo
Today · 4.125%
HK$31,014
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,028/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,467
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,338
−HK$883/mo
Today · 4.125%
HK$34,221
baseline
▲ 0.50% · 4.625%
HK$36,025
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,442/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,269
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,241
−HK$988/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$35,251
+HK$2,022/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,786
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$946/mo
Today · 4.125%
HK$36,665
baseline
▲ 0.50% · 4.625%
HK$38,598
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,330/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,353
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,391
−HK$1,054/mo
Today · 4.125%
HK$35,445
baseline
▲ 0.50% · 4.625%
HK$37,602
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,890/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,105
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,100
−HK$1,010/mo
Today · 4.125%
HK$39,110
baseline
▲ 0.50% · 4.625%
HK$41,171
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,220/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,438
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,540
−HK$1,120/mo
Today · 4.125%
HK$37,660
baseline
▲ 0.50% · 4.625%
HK$39,952
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,320/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,424
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,072/mo
Today · 4.125%
HK$41,554
baseline
▲ 0.50% · 4.625%
HK$43,745
+HK$2,191/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,108/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,522
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,690
−HK$1,185/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$42,302
+HK$2,427/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,743
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,863
−HK$1,136/mo
Today · 4.125%
HK$43,999
baseline
▲ 0.50% · 4.625%
HK$46,318
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,998/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).