▼ 0.50% · 3.625%
HK$21,425
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,091
−HK$677/mo
Today · 4.125%
HK$22,768
baseline
▲ 0.50% · 4.625%
HK$24,154
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,536/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,835
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,474
−HK$649/mo
Today · 4.125%
HK$25,123
baseline
▲ 0.50% · 4.625%
HK$26,447
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,246/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,567
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,300
−HK$745/mo
Today · 4.125%
HK$25,045
baseline
▲ 0.50% · 4.625%
HK$26,569
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,090/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,218
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,922
−HK$713/mo
Today · 4.125%
HK$27,635
baseline
▲ 0.50% · 4.625%
HK$29,092
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,270/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,710
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$812/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,985
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,602
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,369
−HK$778/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,719
−HK$880/mo
Today · 4.125%
HK$29,599
baseline
▲ 0.50% · 4.625%
HK$31,400
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,198/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,985
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,816
−HK$843/mo
Today · 4.125%
HK$32,659
baseline
▲ 0.50% · 4.625%
HK$34,381
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,318/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,995
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,928
−HK$948/mo
Today · 4.125%
HK$31,876
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,752/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,264
−HK$908/mo
Today · 4.125%
HK$35,172
baseline
▲ 0.50% · 4.625%
HK$37,026
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,344/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,137
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,137
−HK$1,016/mo
Today · 4.125%
HK$34,153
baseline
▲ 0.50% · 4.625%
HK$36,231
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,306/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,752
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,711
−HK$973/mo
Today · 4.125%
HK$37,684
baseline
▲ 0.50% · 4.625%
HK$39,670
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,368/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,280
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$1,083/mo
Today · 4.125%
HK$36,429
baseline
▲ 0.50% · 4.625%
HK$38,646
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,858/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,136
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,159
−HK$1,037/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,315
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,422
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,555
−HK$1,151/mo
Today · 4.125%
HK$38,706
baseline
▲ 0.50% · 4.625%
HK$41,061
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,412/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,519
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,606
−HK$1,103/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$44,960
+HK$2,251/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,565
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,219/mo
Today · 4.125%
HK$40,983
baseline
▲ 0.50% · 4.625%
HK$43,477
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,966/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,903
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,053
−HK$1,168/mo
Today · 4.125%
HK$45,221
baseline
▲ 0.50% · 4.625%
HK$47,604
+HK$2,383/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,442/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).