▼ 0.50% · 3.625%
HK$19,968
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,590
−HK$631/mo
Today · 4.125%
HK$21,221
baseline
▲ 0.50% · 4.625%
HK$22,512
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,442/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,215
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,810
−HK$605/mo
Today · 4.125%
HK$23,415
baseline
▲ 0.50% · 4.625%
HK$24,649
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,830/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,965
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$695/mo
Today · 4.125%
HK$23,343
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,420/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,686/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,091
−HK$665/mo
Today · 4.125%
HK$25,756
baseline
▲ 0.50% · 4.625%
HK$27,114
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,512/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,962
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,707
−HK$758/mo
Today · 4.125%
HK$25,465
baseline
▲ 0.50% · 4.625%
HK$27,014
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,930/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,658
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,373
−HK$725/mo
Today · 4.125%
HK$28,098
baseline
▲ 0.50% · 4.625%
HK$29,579
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,196/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,766
−HK$821/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,265
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,879
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$785/mo
Today · 4.125%
HK$30,439
baseline
▲ 0.50% · 4.625%
HK$32,044
+HK$1,605/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,878/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,956
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,825
−HK$884/mo
Today · 4.125%
HK$29,709
baseline
▲ 0.50% · 4.625%
HK$31,517
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,418/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,100
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,935
−HK$846/mo
Today · 4.125%
HK$32,781
baseline
▲ 0.50% · 4.625%
HK$34,509
+HK$1,728/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,562/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,953
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,884
−HK$947/mo
Today · 4.125%
HK$31,831
baseline
▲ 0.50% · 4.625%
HK$33,768
+HK$1,937/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,662/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,322
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,216
−HK$906/mo
Today · 4.125%
HK$35,122
baseline
▲ 0.50% · 4.625%
HK$36,974
+HK$1,852/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,244/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,943
−HK$1,010/mo
Today · 4.125%
HK$33,953
baseline
▲ 0.50% · 4.625%
HK$36,019
+HK$2,066/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,906/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,497
−HK$967/mo
Today · 4.125%
HK$37,464
baseline
▲ 0.50% · 4.625%
HK$39,438
+HK$1,974/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,928/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,946
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,002
−HK$1,073/mo
Today · 4.125%
HK$36,075
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,150/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,765
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,027/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$41,903
+HK$2,098/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,943
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$1,136/mo
Today · 4.125%
HK$38,197
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,324/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,394/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,059
−HK$1,088/mo
Today · 4.125%
HK$42,147
baseline
▲ 0.50% · 4.625%
HK$44,368
+HK$2,221/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,294/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).