▼ 0.50% · 3.625%
HK$20,721
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,365
−HK$655/mo
Today · 4.125%
HK$22,020
baseline
▲ 0.50% · 4.625%
HK$23,360
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,040/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,052
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,670
−HK$627/mo
Today · 4.125%
HK$24,297
baseline
▲ 0.50% · 4.625%
HK$25,578
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,594/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$720/mo
Today · 4.125%
HK$24,222
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,444/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,037
−HK$690/mo
Today · 4.125%
HK$26,727
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,454/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,865
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,638
−HK$786/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$28,032
+HK$1,608/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,662
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,404
−HK$753/mo
Today · 4.125%
HK$29,157
baseline
▲ 0.50% · 4.625%
HK$30,693
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,314/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,937
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$851/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,742/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$815/mo
Today · 4.125%
HK$31,586
baseline
▲ 0.50% · 4.625%
HK$33,251
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,172/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,912
−HK$916/mo
Today · 4.125%
HK$30,828
baseline
▲ 0.50% · 4.625%
HK$32,704
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,656/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,272
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$878/mo
Today · 4.125%
HK$34,016
baseline
▲ 0.50% · 4.625%
HK$35,809
+HK$1,793/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,032/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,081
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,048
−HK$982/mo
Today · 4.125%
HK$33,030
baseline
▲ 0.50% · 4.625%
HK$35,040
+HK$2,010/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,060/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,578
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,505
−HK$941/mo
Today · 4.125%
HK$36,446
baseline
▲ 0.50% · 4.625%
HK$38,367
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,892/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,153
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,185
−HK$1,047/mo
Today · 4.125%
HK$35,232
baseline
▲ 0.50% · 4.625%
HK$37,376
+HK$2,144/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,464/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,883
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,872
−HK$1,003/mo
Today · 4.125%
HK$38,875
baseline
▲ 0.50% · 4.625%
HK$40,925
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,750/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,225
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,321
−HK$1,113/mo
Today · 4.125%
HK$37,434
baseline
▲ 0.50% · 4.625%
HK$39,712
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,868/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,188
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,239
−HK$1,066/mo
Today · 4.125%
HK$41,305
baseline
▲ 0.50% · 4.625%
HK$43,482
+HK$2,177/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,610/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,298
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,458
−HK$1,178/mo
Today · 4.125%
HK$39,636
baseline
▲ 0.50% · 4.625%
HK$42,048
+HK$2,412/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,272/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,493
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,606
−HK$1,129/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,040
+HK$2,305/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).