▼ 0.50% · 3.625%
HK$16,145
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,647
−HK$511/mo
Today · 4.125%
HK$17,158
baseline
▲ 0.50% · 4.625%
HK$18,202
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,316/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,961
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,443
−HK$489/mo
Today · 4.125%
HK$18,932
baseline
▲ 0.50% · 4.625%
HK$19,930
+HK$998/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,864/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,312
−HK$561/mo
Today · 4.125%
HK$18,873
baseline
▲ 0.50% · 4.625%
HK$20,022
+HK$1,149/mo
Deposit HK$3.19M · loan HK$3.89M · min. income ≈ HK$37,746/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,758
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,287
−HK$538/mo
Today · 4.125%
HK$20,825
baseline
▲ 0.50% · 4.625%
HK$21,923
+HK$1,098/mo
Deposit HK$3.19M · loan HK$3.89M · min. income ≈ HK$41,650/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,374
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,977
−HK$612/mo
Today · 4.125%
HK$20,589
baseline
▲ 0.50% · 4.625%
HK$21,842
+HK$1,253/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,178/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,554
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,132
−HK$586/mo
Today · 4.125%
HK$22,718
baseline
▲ 0.50% · 4.625%
HK$23,916
+HK$1,198/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,436/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,989
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,642
−HK$663/mo
Today · 4.125%
HK$22,305
baseline
▲ 0.50% · 4.625%
HK$23,662
+HK$1,357/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$44,610/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,350
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,976
−HK$635/mo
Today · 4.125%
HK$24,611
baseline
▲ 0.50% · 4.625%
HK$25,909
+HK$1,298/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$49,222/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,603
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,306
−HK$715/mo
Today · 4.125%
HK$24,021
baseline
▲ 0.50% · 4.625%
HK$25,482
+HK$1,461/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$48,042/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,146
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,820
−HK$684/mo
Today · 4.125%
HK$26,504
baseline
▲ 0.50% · 4.625%
HK$27,902
+HK$1,398/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$53,008/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,218
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,971
−HK$765/mo
Today · 4.125%
HK$25,736
baseline
▲ 0.50% · 4.625%
HK$27,302
+HK$1,566/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$51,472/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,942
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$733/mo
Today · 4.125%
HK$28,398
baseline
▲ 0.50% · 4.625%
HK$29,895
+HK$1,497/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$56,796/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,832
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,636
−HK$816/mo
Today · 4.125%
HK$27,452
baseline
▲ 0.50% · 4.625%
HK$29,123
+HK$1,671/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$54,904/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,738
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,509
−HK$782/mo
Today · 4.125%
HK$30,291
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,597/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$60,582/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,301
−HK$867/mo
Today · 4.125%
HK$29,168
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,775/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$58,336/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,534
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,353
−HK$831/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$33,880
+HK$1,696/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,061
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,965
−HK$919/mo
Today · 4.125%
HK$30,884
baseline
▲ 0.50% · 4.625%
HK$32,763
+HK$1,879/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,768/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,330
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,198
−HK$879/mo
Today · 4.125%
HK$34,077
baseline
▲ 0.50% · 4.625%
HK$35,873
+HK$1,796/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,154/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,413 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).