▼ 0.50% · 3.625%
HK$21,233
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$671/mo
Today · 4.125%
HK$22,564
baseline
▲ 0.50% · 4.625%
HK$23,937
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,128/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,621
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,255
−HK$642/mo
Today · 4.125%
HK$24,897
baseline
▲ 0.50% · 4.625%
HK$26,210
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,794/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,356
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,082
−HK$739/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,331
+HK$1,510/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,983
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,680
−HK$707/mo
Today · 4.125%
HK$27,387
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,774/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,479
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,272
−HK$805/mo
Today · 4.125%
HK$27,077
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,648/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$54,154/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,345
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$771/mo
Today · 4.125%
HK$29,877
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,575/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$59,754/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,602
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,461
−HK$872/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$31,118
+HK$1,785/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,531
−HK$835/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,073
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,726
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,650
−HK$940/mo
Today · 4.125%
HK$31,590
baseline
▲ 0.50% · 4.625%
HK$33,512
+HK$1,922/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,180/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,070
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$900/mo
Today · 4.125%
HK$34,856
baseline
▲ 0.50% · 4.625%
HK$36,694
+HK$1,838/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,712/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,849
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,840
−HK$1,006/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,906
+HK$2,060/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,432
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$964/mo
Today · 4.125%
HK$37,346
baseline
▲ 0.50% · 4.625%
HK$39,314
+HK$1,968/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,692/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,972
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,029
−HK$1,074/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,299
+HK$2,196/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,794
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,807
−HK$1,029/mo
Today · 4.125%
HK$39,836
baseline
▲ 0.50% · 4.625%
HK$41,935
+HK$2,099/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,672/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,095
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,218
−HK$1,141/mo
Today · 4.125%
HK$38,359
baseline
▲ 0.50% · 4.625%
HK$40,693
+HK$2,334/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,718/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,156
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,233
−HK$1,092/mo
Today · 4.125%
HK$42,325
baseline
▲ 0.50% · 4.625%
HK$44,556
+HK$2,231/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,650/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,219
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,207/mo
Today · 4.125%
HK$40,615
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,472/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,230/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,518
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,658
−HK$1,157/mo
Today · 4.125%
HK$44,815
baseline
▲ 0.50% · 4.625%
HK$47,177
+HK$2,362/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,630/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).