▼ 0.50% · 3.625%
HK$20,687
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,331
−HK$654/mo
Today · 4.125%
HK$21,985
baseline
▲ 0.50% · 4.625%
HK$23,322
+HK$1,337/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,970/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,014
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,632
−HK$626/mo
Today · 4.125%
HK$24,258
baseline
▲ 0.50% · 4.625%
HK$25,537
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,516/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,756
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,464
−HK$719/mo
Today · 4.125%
HK$24,183
baseline
▲ 0.50% · 4.625%
HK$25,655
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,366/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,316
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,995
−HK$689/mo
Today · 4.125%
HK$26,684
baseline
▲ 0.50% · 4.625%
HK$28,090
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,368/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,825
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,597
−HK$785/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,987
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,617
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,358
−HK$751/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,644
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,894
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,730
−HK$850/mo
Today · 4.125%
HK$28,580
baseline
▲ 0.50% · 4.625%
HK$30,319
+HK$1,739/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,160/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,919
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,721
−HK$814/mo
Today · 4.125%
HK$31,535
baseline
▲ 0.50% · 4.625%
HK$33,197
+HK$1,662/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,070/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,962
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,863
−HK$915/mo
Today · 4.125%
HK$30,778
baseline
▲ 0.50% · 4.625%
HK$32,651
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,556/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,220
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,084
−HK$877/mo
Today · 4.125%
HK$33,961
baseline
▲ 0.50% · 4.625%
HK$35,751
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,922/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,031
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$981/mo
Today · 4.125%
HK$32,977
baseline
▲ 0.50% · 4.625%
HK$34,984
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,954/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,522
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,448
−HK$939/mo
Today · 4.125%
HK$36,387
baseline
▲ 0.50% · 4.625%
HK$38,305
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,774/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,100
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,129
−HK$1,046/mo
Today · 4.125%
HK$35,175
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$2,141/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,350/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,823
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,002/mo
Today · 4.125%
HK$38,813
baseline
▲ 0.50% · 4.625%
HK$40,858
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,626/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,168
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,262
−HK$1,112/mo
Today · 4.125%
HK$37,374
baseline
▲ 0.50% · 4.625%
HK$39,648
+HK$2,274/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,748/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,125
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,064/mo
Today · 4.125%
HK$41,238
baseline
▲ 0.50% · 4.625%
HK$43,412
+HK$2,174/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,476/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,237
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,396
−HK$1,176/mo
Today · 4.125%
HK$39,572
baseline
▲ 0.50% · 4.625%
HK$41,980
+HK$2,408/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$79,144/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,426
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,537
−HK$1,127/mo
Today · 4.125%
HK$43,664
baseline
▲ 0.50% · 4.625%
HK$45,966
+HK$2,302/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$87,328/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).