▼ 0.50% · 3.625%
HK$20,430
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,065
−HK$646/mo
Today · 4.125%
HK$21,711
baseline
▲ 0.50% · 4.625%
HK$23,032
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,422/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,728
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,337
−HK$619/mo
Today · 4.125%
HK$23,956
baseline
▲ 0.50% · 4.625%
HK$25,219
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,912/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,473
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,172
−HK$710/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,335
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,001
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,671
−HK$680/mo
Today · 4.125%
HK$26,351
baseline
▲ 0.50% · 4.625%
HK$27,740
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,516
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,278
−HK$775/mo
Today · 4.125%
HK$26,053
baseline
▲ 0.50% · 4.625%
HK$27,638
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$52,106/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,274
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$742/mo
Today · 4.125%
HK$28,747
baseline
▲ 0.50% · 4.625%
HK$30,262
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$57,494/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,559
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,385
−HK$839/mo
Today · 4.125%
HK$28,224
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,448/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,546
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,339
−HK$804/mo
Today · 4.125%
HK$31,143
baseline
▲ 0.50% · 4.625%
HK$32,784
+HK$1,641/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,286/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,602
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,491
−HK$904/mo
Today · 4.125%
HK$30,395
baseline
▲ 0.50% · 4.625%
HK$32,245
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,790/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,819
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,672
−HK$866/mo
Today · 4.125%
HK$33,538
baseline
▲ 0.50% · 4.625%
HK$35,306
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,076/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,645
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$968/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,548
+HK$1,982/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$928/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,688
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,704
−HK$1,033/mo
Today · 4.125%
HK$34,737
baseline
▲ 0.50% · 4.625%
HK$36,851
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,474/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,365
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,340
−HK$989/mo
Today · 4.125%
HK$38,329
baseline
▲ 0.50% · 4.625%
HK$40,350
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,658/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,731
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,811
−HK$1,098/mo
Today · 4.125%
HK$36,909
baseline
▲ 0.50% · 4.625%
HK$39,154
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,818/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,674
−HK$1,051/mo
Today · 4.125%
HK$40,725
baseline
▲ 0.50% · 4.625%
HK$42,872
+HK$2,147/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,450/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,917
−HK$1,163/mo
Today · 4.125%
HK$39,080
baseline
▲ 0.50% · 4.625%
HK$41,458
+HK$2,378/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,160/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,007
−HK$1,114/mo
Today · 4.125%
HK$43,121
baseline
▲ 0.50% · 4.625%
HK$45,393
+HK$2,272/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,242/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).