▼ 0.50% · 3.625%
HK$20,387
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,021
−HK$644/mo
Today · 4.125%
HK$21,665
baseline
▲ 0.50% · 4.625%
HK$22,983
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,330/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,680
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$617/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,165
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,425
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,123
−HK$709/mo
Today · 4.125%
HK$23,832
baseline
▲ 0.50% · 4.625%
HK$25,282
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,664/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,948
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$679/mo
Today · 4.125%
HK$26,296
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,592/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,464
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,225
−HK$773/mo
Today · 4.125%
HK$25,998
baseline
▲ 0.50% · 4.625%
HK$27,580
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,996/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,216
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$740/mo
Today · 4.125%
HK$28,686
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,372/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,327
−HK$838/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,878
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,484
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,275
−HK$802/mo
Today · 4.125%
HK$31,077
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,154/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,541
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,429
−HK$902/mo
Today · 4.125%
HK$30,331
baseline
▲ 0.50% · 4.625%
HK$32,177
+HK$1,846/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,662/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$864/mo
Today · 4.125%
HK$33,468
baseline
▲ 0.50% · 4.625%
HK$35,232
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,936/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,531
−HK$967/mo
Today · 4.125%
HK$32,498
baseline
▲ 0.50% · 4.625%
HK$34,475
+HK$1,977/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$64,996/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,020
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$926/mo
Today · 4.125%
HK$35,858
baseline
▲ 0.50% · 4.625%
HK$37,748
+HK$1,890/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,716/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,619
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$1,031/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,774
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,288
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,261
−HK$988/mo
Today · 4.125%
HK$38,249
baseline
▲ 0.50% · 4.625%
HK$40,265
+HK$2,016/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,498/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,657
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$1,095/mo
Today · 4.125%
HK$36,831
baseline
▲ 0.50% · 4.625%
HK$39,072
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,662/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,556
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,590
−HK$1,049/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,142/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,696
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,838
−HK$1,159/mo
Today · 4.125%
HK$38,997
baseline
▲ 0.50% · 4.625%
HK$41,370
+HK$2,373/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$77,994/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,824
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,919
−HK$1,111/mo
Today · 4.125%
HK$43,030
baseline
▲ 0.50% · 4.625%
HK$45,298
+HK$2,268/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,060/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,217 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).