▼ 0.50% · 3.625%
HK$20,795
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,442
−HK$657/mo
Today · 4.125%
HK$22,099
baseline
▲ 0.50% · 4.625%
HK$23,443
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,198/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,134
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,754
−HK$630/mo
Today · 4.125%
HK$24,384
baseline
▲ 0.50% · 4.625%
HK$25,669
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,768/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,874
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$723/mo
Today · 4.125%
HK$24,309
baseline
▲ 0.50% · 4.625%
HK$25,788
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$48,618/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,447
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,130
−HK$692/mo
Today · 4.125%
HK$26,822
baseline
▲ 0.50% · 4.625%
HK$28,236
+HK$1,414/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$53,644/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,954
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,730
−HK$788/mo
Today · 4.125%
HK$26,518
baseline
▲ 0.50% · 4.625%
HK$28,132
+HK$1,614/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,036/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,761
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$755/mo
Today · 4.125%
HK$29,260
baseline
▲ 0.50% · 4.625%
HK$30,803
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,520/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,033
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$854/mo
Today · 4.125%
HK$28,728
baseline
▲ 0.50% · 4.625%
HK$30,476
+HK$1,748/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,456/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,074
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,881
−HK$818/mo
Today · 4.125%
HK$31,699
baseline
▲ 0.50% · 4.625%
HK$33,370
+HK$1,671/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,398/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,113
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,018
−HK$920/mo
Today · 4.125%
HK$30,938
baseline
▲ 0.50% · 4.625%
HK$32,821
+HK$1,883/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$61,876/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,387
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$881/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,192
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,162
−HK$986/mo
Today · 4.125%
HK$33,148
baseline
▲ 0.50% · 4.625%
HK$35,165
+HK$2,017/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,296/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,701
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,631
−HK$945/mo
Today · 4.125%
HK$36,576
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,152/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$1,052/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$2,151/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,014
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,007/mo
Today · 4.125%
HK$39,014
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,056/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,028/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,351
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$1,117/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,854
+HK$2,286/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,328
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,382
−HK$1,070/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,637
+HK$2,185/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,430
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,595
−HK$1,183/mo
Today · 4.125%
HK$39,778
baseline
▲ 0.50% · 4.625%
HK$42,198
+HK$2,420/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,556/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,641
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,758
−HK$1,133/mo
Today · 4.125%
HK$43,891
baseline
▲ 0.50% · 4.625%
HK$46,204
+HK$2,313/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,782/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).