▼ 0.50% · 3.625%
HK$16,572
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,087
−HK$524/mo
Today · 4.125%
HK$17,611
baseline
▲ 0.50% · 4.625%
HK$18,683
+HK$1,072/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,222/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,436
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,930
−HK$502/mo
Today · 4.125%
HK$19,432
baseline
▲ 0.50% · 4.625%
HK$20,456
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,864/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,229
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,796
−HK$576/mo
Today · 4.125%
HK$19,372
baseline
▲ 0.50% · 4.625%
HK$20,551
+HK$1,179/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,744/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,280
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,823
−HK$552/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,502
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,886
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,505
−HK$628/mo
Today · 4.125%
HK$21,133
baseline
▲ 0.50% · 4.625%
HK$22,419
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,266/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,123
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,716
−HK$602/mo
Today · 4.125%
HK$23,318
baseline
▲ 0.50% · 4.625%
HK$24,548
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,636/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,543
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,213
−HK$681/mo
Today · 4.125%
HK$22,894
baseline
▲ 0.50% · 4.625%
HK$24,287
+HK$1,393/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,788/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,610
−HK$652/mo
Today · 4.125%
HK$25,262
baseline
▲ 0.50% · 4.625%
HK$26,593
+HK$1,331/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,524/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,201
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,922
−HK$733/mo
Today · 4.125%
HK$24,655
baseline
▲ 0.50% · 4.625%
HK$26,156
+HK$1,501/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,310/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,810
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,503
−HK$702/mo
Today · 4.125%
HK$27,205
baseline
▲ 0.50% · 4.625%
HK$28,639
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,410/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,858
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,631
−HK$785/mo
Today · 4.125%
HK$26,416
baseline
▲ 0.50% · 4.625%
HK$28,024
+HK$1,608/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,832/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,654
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,396
−HK$752/mo
Today · 4.125%
HK$29,148
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,536/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,296/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,515
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,340
−HK$838/mo
Today · 4.125%
HK$28,178
baseline
▲ 0.50% · 4.625%
HK$29,892
+HK$1,714/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,356/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,498
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,289
−HK$802/mo
Today · 4.125%
HK$31,091
baseline
▲ 0.50% · 4.625%
HK$32,730
+HK$1,639/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,182/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,172
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$891/mo
Today · 4.125%
HK$29,939
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,821/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,878/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$852/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$34,776
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,829
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$943/mo
Today · 4.125%
HK$31,700
baseline
▲ 0.50% · 4.625%
HK$33,629
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,400/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,075
−HK$903/mo
Today · 4.125%
HK$34,978
baseline
▲ 0.50% · 4.625%
HK$36,821
+HK$1,843/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,956/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).