▼ 0.50% · 3.625%
HK$21,244
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$671/mo
Today · 4.125%
HK$22,576
baseline
▲ 0.50% · 4.625%
HK$23,950
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,152/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,634
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,268
−HK$643/mo
Today · 4.125%
HK$24,911
baseline
▲ 0.50% · 4.625%
HK$26,224
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,822/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,369
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$738/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,345
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,997
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$707/mo
Today · 4.125%
HK$27,402
baseline
▲ 0.50% · 4.625%
HK$28,846
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,804/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,493
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,286
−HK$806/mo
Today · 4.125%
HK$27,092
baseline
▲ 0.50% · 4.625%
HK$28,740
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,184/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,361
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,121
−HK$772/mo
Today · 4.125%
HK$29,893
baseline
▲ 0.50% · 4.625%
HK$31,469
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,786/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,477
−HK$872/mo
Today · 4.125%
HK$29,349
baseline
▲ 0.50% · 4.625%
HK$31,135
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,698/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,724
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$836/mo
Today · 4.125%
HK$32,384
baseline
▲ 0.50% · 4.625%
HK$34,091
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,768/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,742
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$940/mo
Today · 4.125%
HK$31,607
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,214/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,088
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,975
−HK$900/mo
Today · 4.125%
HK$34,875
baseline
▲ 0.50% · 4.625%
HK$36,714
+HK$1,839/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,750/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$1,007/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,925
+HK$2,060/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,451
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$964/mo
Today · 4.125%
HK$37,366
baseline
▲ 0.50% · 4.625%
HK$39,336
+HK$1,970/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,732/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,991
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$1,074/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,829
−HK$1,028/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,101/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,115
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,239
−HK$1,141/mo
Today · 4.125%
HK$38,380
baseline
▲ 0.50% · 4.625%
HK$40,715
+HK$2,335/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,760/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,178
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,255
−HK$1,094/mo
Today · 4.125%
HK$42,349
baseline
▲ 0.50% · 4.625%
HK$44,581
+HK$2,232/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,698/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,240
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,429
−HK$1,209/mo
Today · 4.125%
HK$40,638
baseline
▲ 0.50% · 4.625%
HK$43,110
+HK$2,472/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$81,276/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,541
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,682
−HK$1,158/mo
Today · 4.125%
HK$44,840
baseline
▲ 0.50% · 4.625%
HK$47,203
+HK$2,363/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$89,680/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).