▼ 0.50% · 3.625%
HK$16,980
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,508
−HK$536/mo
Today · 4.125%
HK$18,044
baseline
▲ 0.50% · 4.625%
HK$19,142
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,088/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,890
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,396
−HK$514/mo
Today · 4.125%
HK$19,910
baseline
▲ 0.50% · 4.625%
HK$20,960
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,820/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,678
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,259
−HK$590/mo
Today · 4.125%
HK$19,849
baseline
▲ 0.50% · 4.625%
HK$21,057
+HK$1,208/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,698/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,779
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$565/mo
Today · 4.125%
HK$21,901
baseline
▲ 0.50% · 4.625%
HK$23,056
+HK$1,155/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,802/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,376
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,009
−HK$644/mo
Today · 4.125%
HK$21,653
baseline
▲ 0.50% · 4.625%
HK$22,971
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,306/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,668
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,276
−HK$616/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,152
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,073
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,760
−HK$698/mo
Today · 4.125%
HK$23,458
baseline
▲ 0.50% · 4.625%
HK$24,885
+HK$1,427/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,916/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,215
−HK$668/mo
Today · 4.125%
HK$25,883
baseline
▲ 0.50% · 4.625%
HK$27,248
+HK$1,365/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,766/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,771
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,511
−HK$751/mo
Today · 4.125%
HK$25,262
baseline
▲ 0.50% · 4.625%
HK$26,799
+HK$1,537/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,524/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,155
−HK$719/mo
Today · 4.125%
HK$27,874
baseline
▲ 0.50% · 4.625%
HK$29,344
+HK$1,470/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,748/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,469
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,262
−HK$805/mo
Today · 4.125%
HK$27,067
baseline
▲ 0.50% · 4.625%
HK$28,714
+HK$1,647/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$54,134/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,334
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,094
−HK$771/mo
Today · 4.125%
HK$29,865
baseline
▲ 0.50% · 4.625%
HK$31,440
+HK$1,575/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$59,730/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,167
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,012
−HK$859/mo
Today · 4.125%
HK$28,871
baseline
▲ 0.50% · 4.625%
HK$30,628
+HK$1,757/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,742/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,223
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,034
−HK$822/mo
Today · 4.125%
HK$31,856
baseline
▲ 0.50% · 4.625%
HK$33,535
+HK$1,679/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,712/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,763
−HK$912/mo
Today · 4.125%
HK$30,675
baseline
▲ 0.50% · 4.625%
HK$32,542
+HK$1,867/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,350/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,112
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,974
−HK$873/mo
Today · 4.125%
HK$33,847
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$1,784/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,694/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,563
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,514
−HK$966/mo
Today · 4.125%
HK$32,480
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,976/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,960/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,001
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$925/mo
Today · 4.125%
HK$35,838
baseline
▲ 0.50% · 4.625%
HK$37,727
+HK$1,889/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,676/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).