▼ 0.50% · 3.625%
HK$20,651
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,293
−HK$652/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,281
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,973
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,590
−HK$625/mo
Today · 4.125%
HK$24,215
baseline
▲ 0.50% · 4.625%
HK$25,491
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,430/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,422
−HK$718/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,609
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,271
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$687/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,040
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$784/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,602/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,568
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,308
−HK$750/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,589
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$848/mo
Today · 4.125%
HK$28,529
baseline
▲ 0.50% · 4.625%
HK$30,265
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,058/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$812/mo
Today · 4.125%
HK$31,479
baseline
▲ 0.50% · 4.625%
HK$33,138
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,958/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,911
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$914/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,593
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,025
−HK$876/mo
Today · 4.125%
HK$33,901
baseline
▲ 0.50% · 4.625%
HK$35,687
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,802/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$979/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,460
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$938/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$1,915/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,041
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,069
−HK$1,044/mo
Today · 4.125%
HK$35,113
baseline
▲ 0.50% · 4.625%
HK$37,249
+HK$2,136/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,226/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,758
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,743
−HK$1,000/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$40,786
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,106
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$1,109/mo
Today · 4.125%
HK$37,307
baseline
▲ 0.50% · 4.625%
HK$39,577
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,614/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,055
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,102
−HK$1,063/mo
Today · 4.125%
HK$41,165
baseline
▲ 0.50% · 4.625%
HK$43,335
+HK$2,170/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,330/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,171
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,327
−HK$1,175/mo
Today · 4.125%
HK$39,502
baseline
▲ 0.50% · 4.625%
HK$41,905
+HK$2,403/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,004/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,352
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,461
−HK$1,125/mo
Today · 4.125%
HK$43,586
baseline
▲ 0.50% · 4.625%
HK$45,884
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,172/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,623 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).