▼ 0.50% · 3.625%
HK$16,648
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,166
−HK$526/mo
Today · 4.125%
HK$17,692
baseline
▲ 0.50% · 4.625%
HK$18,768
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,384/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,521
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,017
−HK$504/mo
Today · 4.125%
HK$19,521
baseline
▲ 0.50% · 4.625%
HK$20,550
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,042/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,313
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,882
−HK$579/mo
Today · 4.125%
HK$19,461
baseline
▲ 0.50% · 4.625%
HK$20,645
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,922/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,373
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,919
−HK$554/mo
Today · 4.125%
HK$21,473
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,946/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,977
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,599
−HK$631/mo
Today · 4.125%
HK$21,230
baseline
▲ 0.50% · 4.625%
HK$22,522
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,460/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,225
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,821
−HK$604/mo
Today · 4.125%
HK$23,425
baseline
▲ 0.50% · 4.625%
HK$24,660
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,850/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$684/mo
Today · 4.125%
HK$22,999
baseline
▲ 0.50% · 4.625%
HK$24,399
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$45,998/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,077
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,722
−HK$656/mo
Today · 4.125%
HK$25,378
baseline
▲ 0.50% · 4.625%
HK$26,715
+HK$1,337/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,756/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$737/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,276
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$706/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,972
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$789/mo
Today · 4.125%
HK$26,538
baseline
▲ 0.50% · 4.625%
HK$28,153
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,076/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,781
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,526
−HK$756/mo
Today · 4.125%
HK$29,282
baseline
▲ 0.50% · 4.625%
HK$30,825
+HK$1,543/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,564/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,637
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$842/mo
Today · 4.125%
HK$28,307
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,614/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$806/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$32,880
+HK$1,646/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,301
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,182
−HK$894/mo
Today · 4.125%
HK$30,076
baseline
▲ 0.50% · 4.625%
HK$31,906
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,152/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,485
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$857/mo
Today · 4.125%
HK$33,186
baseline
▲ 0.50% · 4.625%
HK$34,935
+HK$1,749/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,372/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,966
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,898
−HK$947/mo
Today · 4.125%
HK$31,845
baseline
▲ 0.50% · 4.625%
HK$33,783
+HK$1,938/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,690/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,337
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,231
−HK$907/mo
Today · 4.125%
HK$35,138
baseline
▲ 0.50% · 4.625%
HK$36,990
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,276/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,027 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).