▼ 0.50% · 3.625%
HK$16,721
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,242
−HK$528/mo
Today · 4.125%
HK$17,770
baseline
▲ 0.50% · 4.625%
HK$18,851
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,540/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,602
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,101
−HK$507/mo
Today · 4.125%
HK$19,608
baseline
▲ 0.50% · 4.625%
HK$20,641
+HK$1,033/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,216/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,394
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,966
−HK$581/mo
Today · 4.125%
HK$19,547
baseline
▲ 0.50% · 4.625%
HK$20,736
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,094/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,463
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,012
−HK$556/mo
Today · 4.125%
HK$21,568
baseline
▲ 0.50% · 4.625%
HK$22,705
+HK$1,137/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,136/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,066
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,690
−HK$634/mo
Today · 4.125%
HK$21,324
baseline
▲ 0.50% · 4.625%
HK$22,622
+HK$1,298/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,648/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,323
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,922
−HK$607/mo
Today · 4.125%
HK$23,529
baseline
▲ 0.50% · 4.625%
HK$24,769
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,058/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,738
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,414
−HK$687/mo
Today · 4.125%
HK$23,101
baseline
▲ 0.50% · 4.625%
HK$24,507
+HK$1,406/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,202/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,183
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,832
−HK$658/mo
Today · 4.125%
HK$25,490
baseline
▲ 0.50% · 4.625%
HK$26,833
+HK$1,343/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$50,980/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,410
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,138
−HK$740/mo
Today · 4.125%
HK$24,878
baseline
▲ 0.50% · 4.625%
HK$26,392
+HK$1,514/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,756/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,043
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,742
−HK$709/mo
Today · 4.125%
HK$27,451
baseline
▲ 0.50% · 4.625%
HK$28,897
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,902/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$793/mo
Today · 4.125%
HK$26,655
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,310/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,652
−HK$759/mo
Today · 4.125%
HK$29,411
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,551/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,822/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$845/mo
Today · 4.125%
HK$28,432
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,730/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,864/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,764
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$810/mo
Today · 4.125%
HK$31,372
baseline
▲ 0.50% · 4.625%
HK$33,026
+HK$1,654/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,744/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,427
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,311
−HK$898/mo
Today · 4.125%
HK$30,209
baseline
▲ 0.50% · 4.625%
HK$32,047
+HK$1,838/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,418/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$861/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,090
+HK$1,757/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,099
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,035
−HK$951/mo
Today · 4.125%
HK$31,986
baseline
▲ 0.50% · 4.625%
HK$33,932
+HK$1,946/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,972/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,484
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,382
−HK$912/mo
Today · 4.125%
HK$35,294
baseline
▲ 0.50% · 4.625%
HK$37,154
+HK$1,860/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,588/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).