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At today's rate and a 90% mortgage, the deposit on this unit is about HK$725K, with repayments around HK$31,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,260/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,544 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- H
- Saleable Area
- 592 Saleable ft²
- Gross Area
- 775 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-14 | HK$7.75M | +42.2% 6.3y · 7.0%/yr |
| 2016-03-03 | HK$5.45M | +73.0% 5.5y · 13.0%/yr |
| 2010-09-01 | HK$3.15M | +27.5% |
| 2009-07-31 | HK$2.47M | +9.8% |
| 2009-05-26 | HK$2.25M | −10.0% |
| 2004-10-28 | HK$2.50M | — |