▼ 0.50% · 3.625%
HK$21,271
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,933
−HK$672/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,981
+HK$1,376/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,664
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$644/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,257
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,398
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,126
−HK$740/mo
Today · 4.125%
HK$24,866
baseline
▲ 0.50% · 4.625%
HK$26,379
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,732/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,030
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,729
−HK$708/mo
Today · 4.125%
HK$27,437
baseline
▲ 0.50% · 4.625%
HK$28,883
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,874/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,525
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,319
−HK$807/mo
Today · 4.125%
HK$27,126
baseline
▲ 0.50% · 4.625%
HK$28,777
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,252/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,397
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$773/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,509
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,513
−HK$874/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$31,175
+HK$1,788/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,763
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,588
−HK$837/mo
Today · 4.125%
HK$32,425
baseline
▲ 0.50% · 4.625%
HK$34,134
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,850/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,780
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,706
−HK$941/mo
Today · 4.125%
HK$31,647
baseline
▲ 0.50% · 4.625%
HK$33,573
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,294/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,130
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$902/mo
Today · 4.125%
HK$34,920
baseline
▲ 0.50% · 4.625%
HK$36,760
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,840/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,907
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,899
−HK$1,009/mo
Today · 4.125%
HK$33,908
baseline
▲ 0.50% · 4.625%
HK$35,971
+HK$2,063/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,816/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,496
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,448
−HK$966/mo
Today · 4.125%
HK$37,414
baseline
▲ 0.50% · 4.625%
HK$39,386
+HK$1,972/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,828/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,034
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,093
−HK$1,075/mo
Today · 4.125%
HK$36,168
baseline
▲ 0.50% · 4.625%
HK$38,369
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,336/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,862
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,030/mo
Today · 4.125%
HK$39,908
baseline
▲ 0.50% · 4.625%
HK$42,012
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,816/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,161
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$1,143/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,767
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,308
−HK$1,094/mo
Today · 4.125%
HK$42,402
baseline
▲ 0.50% · 4.625%
HK$44,637
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,804/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,210/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$43,165
+HK$2,476/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,159/mo
Today · 4.125%
HK$44,897
baseline
▲ 0.50% · 4.625%
HK$47,263
+HK$2,366/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,794/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,845 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).