▼ 0.50% · 3.625%
HK$14,616
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,071
−HK$462/mo
Today · 4.125%
HK$15,533
baseline
▲ 0.50% · 4.625%
HK$16,478
+HK$945/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,066/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,260
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,697
−HK$442/mo
Today · 4.125%
HK$17,139
baseline
▲ 0.50% · 4.625%
HK$18,042
+HK$903/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,278/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,078
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,578
−HK$508/mo
Today · 4.125%
HK$17,086
baseline
▲ 0.50% · 4.625%
HK$18,126
+HK$1,040/mo
Deposit HK$2.88M · loan HK$3.53M · min. income ≈ HK$34,172/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,886
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,366
−HK$487/mo
Today · 4.125%
HK$18,853
baseline
▲ 0.50% · 4.625%
HK$19,847
+HK$994/mo
Deposit HK$2.88M · loan HK$3.53M · min. income ≈ HK$37,706/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,539
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$554/mo
Today · 4.125%
HK$18,639
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$1,135/mo
Deposit HK$2.56M · loan HK$3.85M · min. income ≈ HK$37,278/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$531/mo
Today · 4.125%
HK$20,567
baseline
▲ 0.50% · 4.625%
HK$21,651
+HK$1,084/mo
Deposit HK$2.56M · loan HK$3.85M · min. income ≈ HK$41,134/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,001
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,592
−HK$601/mo
Today · 4.125%
HK$20,193
baseline
▲ 0.50% · 4.625%
HK$21,421
+HK$1,228/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$40,386/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,705
−HK$576/mo
Today · 4.125%
HK$22,281
baseline
▲ 0.50% · 4.625%
HK$23,455
+HK$1,174/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$44,562/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,463
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,099
−HK$647/mo
Today · 4.125%
HK$21,746
baseline
▲ 0.50% · 4.625%
HK$23,069
+HK$1,323/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$43,492/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$620/mo
Today · 4.125%
HK$23,995
baseline
▲ 0.50% · 4.625%
HK$25,259
+HK$1,264/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$47,990/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,924
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$693/mo
Today · 4.125%
HK$23,299
baseline
▲ 0.50% · 4.625%
HK$24,717
+HK$1,418/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$46,598/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,391
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,045
−HK$663/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,064
+HK$1,356/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,386
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,113
−HK$740/mo
Today · 4.125%
HK$24,853
baseline
▲ 0.50% · 4.625%
HK$26,365
+HK$1,512/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$49,706/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,017
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,714
−HK$708/mo
Today · 4.125%
HK$27,422
baseline
▲ 0.50% · 4.625%
HK$28,868
+HK$1,446/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$54,844/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$785/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,607/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,643
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,384
−HK$752/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,536/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,309
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$831/mo
Today · 4.125%
HK$27,959
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,701/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,918/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,054
−HK$796/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,476
+HK$1,626/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).