▼ 0.50% · 3.625%
HK$21,772
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,449
−HK$688/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,545
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,221
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,871
−HK$659/mo
Today · 4.125%
HK$25,530
baseline
▲ 0.50% · 4.625%
HK$26,876
+HK$1,346/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,060/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,949
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,694
−HK$757/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$27,000
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,643
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$725/mo
Today · 4.125%
HK$28,083
baseline
▲ 0.50% · 4.625%
HK$29,563
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,166/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,127
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,939
−HK$826/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,454
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,066
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,845
−HK$791/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,251
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,304
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,184
−HK$895/mo
Today · 4.125%
HK$30,079
baseline
▲ 0.50% · 4.625%
HK$31,909
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,158/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,488
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,332
−HK$857/mo
Today · 4.125%
HK$33,189
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,378/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,481
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,429
−HK$963/mo
Today · 4.125%
HK$32,392
baseline
▲ 0.50% · 4.625%
HK$34,363
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,784/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,910
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,819
−HK$923/mo
Today · 4.125%
HK$35,742
baseline
▲ 0.50% · 4.625%
HK$37,626
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,674
−HK$1,032/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,818
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,332
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,306
−HK$989/mo
Today · 4.125%
HK$38,295
baseline
▲ 0.50% · 4.625%
HK$40,313
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,590/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,835
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,919
−HK$1,101/mo
Today · 4.125%
HK$37,020
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,040/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,754
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,793
−HK$1,055/mo
Today · 4.125%
HK$40,848
baseline
▲ 0.50% · 4.625%
HK$43,001
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,696/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,013
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,164
−HK$1,170/mo
Today · 4.125%
HK$39,334
baseline
▲ 0.50% · 4.625%
HK$41,727
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,668/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,176
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,280
−HK$1,121/mo
Today · 4.125%
HK$43,401
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,287/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,802/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,190
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,409
−HK$1,238/mo
Today · 4.125%
HK$41,647
baseline
▲ 0.50% · 4.625%
HK$44,182
+HK$2,535/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,294/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,598
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,768
−HK$1,186/mo
Today · 4.125%
HK$45,954
baseline
▲ 0.50% · 4.625%
HK$48,376
+HK$2,422/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,908/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,811 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).