▼ 0.50% · 3.625%
HK$21,933
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,615
−HK$694/mo
Today · 4.125%
HK$23,309
baseline
▲ 0.50% · 4.625%
HK$24,727
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,618/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,400
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,055
−HK$664/mo
Today · 4.125%
HK$25,719
baseline
▲ 0.50% · 4.625%
HK$27,074
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,438/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,127
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,877
−HK$762/mo
Today · 4.125%
HK$25,639
baseline
▲ 0.50% · 4.625%
HK$27,200
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,278/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,560
−HK$731/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$29,782
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,320
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,139
−HK$831/mo
Today · 4.125%
HK$27,970
baseline
▲ 0.50% · 4.625%
HK$29,672
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,940/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,281
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,066
−HK$797/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,489
+HK$1,626/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,513
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,400
−HK$901/mo
Today · 4.125%
HK$30,301
baseline
▲ 0.50% · 4.625%
HK$32,145
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,602/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,571
−HK$863/mo
Today · 4.125%
HK$33,434
baseline
▲ 0.50% · 4.625%
HK$35,197
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,868/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,662
−HK$970/mo
Today · 4.125%
HK$32,632
baseline
▲ 0.50% · 4.625%
HK$34,618
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,264/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,161
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,077
−HK$929/mo
Today · 4.125%
HK$36,006
baseline
▲ 0.50% · 4.625%
HK$37,904
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,012/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,900
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,923
−HK$1,040/mo
Today · 4.125%
HK$34,963
baseline
▲ 0.50% · 4.625%
HK$37,090
+HK$2,127/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,926/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,601
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,582
−HK$996/mo
Today · 4.125%
HK$38,578
baseline
▲ 0.50% · 4.625%
HK$40,612
+HK$2,034/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,156/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,093
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,185
−HK$1,109/mo
Today · 4.125%
HK$37,294
baseline
▲ 0.50% · 4.625%
HK$39,563
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,588/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,062/mo
Today · 4.125%
HK$41,150
baseline
▲ 0.50% · 4.625%
HK$43,319
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,300/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,286
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,446
−HK$1,179/mo
Today · 4.125%
HK$39,625
baseline
▲ 0.50% · 4.625%
HK$42,036
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,250/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,481
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,593
−HK$1,129/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,027
+HK$2,305/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,444/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,480
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,248/mo
Today · 4.125%
HK$41,956
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,552/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,912/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,921
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,099
−HK$1,195/mo
Today · 4.125%
HK$46,294
baseline
▲ 0.50% · 4.625%
HK$48,734
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,588/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,876 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).