▼ 0.50% · 3.625%
HK$4,661
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$147/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$162/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$332/mo
Deposit HK$920K · loan HK$1.12M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$156/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$316/mo
Deposit HK$920K · loan HK$1.12M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$176/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$362/mo
Deposit HK$818K · loan HK$1.23M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$169/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$346/mo
Deposit HK$818K · loan HK$1.23M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$192/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$392/mo
Deposit HK$715K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$184/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$374/mo
Deposit HK$715K · loan HK$1.33M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,728
−HK$206/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$422/mo
Deposit HK$613K · loan HK$1.43M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,454
−HK$197/mo
Today · 4.125%
HK$7,651
baseline
▲ 0.50% · 4.625%
HK$8,054
+HK$403/mo
Deposit HK$613K · loan HK$1.43M · min. income ≈ HK$15,302/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$221/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$452/mo
Deposit HK$511K · loan HK$1.53M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,986
−HK$212/mo
Today · 4.125%
HK$8,198
baseline
▲ 0.50% · 4.625%
HK$8,630
+HK$432/mo
Deposit HK$511K · loan HK$1.53M · min. income ≈ HK$16,396/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,457
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,689
−HK$236/mo
Today · 4.125%
HK$7,925
baseline
▲ 0.50% · 4.625%
HK$8,407
+HK$482/mo
Deposit HK$409K · loan HK$1.64M · min. income ≈ HK$15,850/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,296
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,518
−HK$226/mo
Today · 4.125%
HK$8,744
baseline
▲ 0.50% · 4.625%
HK$9,205
+HK$461/mo
Deposit HK$409K · loan HK$1.64M · min. income ≈ HK$17,488/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,923
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$251/mo
Today · 4.125%
HK$8,420
baseline
▲ 0.50% · 4.625%
HK$8,932
+HK$512/mo
Deposit HK$307K · loan HK$1.74M · min. income ≈ HK$16,840/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,814
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,051
−HK$240/mo
Today · 4.125%
HK$9,291
baseline
▲ 0.50% · 4.625%
HK$9,780
+HK$489/mo
Deposit HK$307K · loan HK$1.74M · min. income ≈ HK$18,582/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,389
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,650
−HK$265/mo
Today · 4.125%
HK$8,915
baseline
▲ 0.50% · 4.625%
HK$9,458
+HK$543/mo
Deposit HK$204K · loan HK$1.84M · min. income ≈ HK$17,830/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,333
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,583
−HK$254/mo
Today · 4.125%
HK$9,837
baseline
▲ 0.50% · 4.625%
HK$10,356
+HK$519/mo
Deposit HK$204K · loan HK$1.84M · min. income ≈ HK$19,674/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).