▼ 0.50% · 3.625%
HK$5,435
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$172/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,127
+HK$351/mo
Deposit HK$1.19M · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,046
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$165/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$336/mo
Deposit HK$1.19M · loan HK$1.19M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$189/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,740
+HK$387/mo
Deposit HK$1.07M · loan HK$1.31M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,651
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$181/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,380
+HK$370/mo
Deposit HK$1.07M · loan HK$1.31M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,725
−HK$206/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,352
+HK$421/mo
Deposit HK$953K · loan HK$1.43M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,255
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,450
−HK$197/mo
Today · 4.125%
HK$7,647
baseline
▲ 0.50% · 4.625%
HK$8,050
+HK$403/mo
Deposit HK$953K · loan HK$1.43M · min. income ≈ HK$15,294/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,065
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,285
−HK$223/mo
Today · 4.125%
HK$7,508
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$457/mo
Deposit HK$834K · loan HK$1.55M · min. income ≈ HK$15,016/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,860
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,071
−HK$214/mo
Today · 4.125%
HK$8,285
baseline
▲ 0.50% · 4.625%
HK$8,721
+HK$436/mo
Deposit HK$834K · loan HK$1.55M · min. income ≈ HK$16,570/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,845
−HK$241/mo
Today · 4.125%
HK$8,086
baseline
▲ 0.50% · 4.625%
HK$8,578
+HK$492/mo
Deposit HK$715K · loan HK$1.67M · min. income ≈ HK$16,172/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,465
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,692
−HK$230/mo
Today · 4.125%
HK$8,922
baseline
▲ 0.50% · 4.625%
HK$9,392
+HK$470/mo
Deposit HK$715K · loan HK$1.67M · min. income ≈ HK$17,844/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,152
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,406
−HK$257/mo
Today · 4.125%
HK$8,663
baseline
▲ 0.50% · 4.625%
HK$9,190
+HK$527/mo
Deposit HK$596K · loan HK$1.79M · min. income ≈ HK$17,326/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,069
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,312
−HK$247/mo
Today · 4.125%
HK$9,559
baseline
▲ 0.50% · 4.625%
HK$10,063
+HK$504/mo
Deposit HK$596K · loan HK$1.79M · min. income ≈ HK$19,118/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,696
−HK$545/mo
▼ 0.25% · 3.875%
HK$8,966
−HK$275/mo
Today · 4.125%
HK$9,241
baseline
▲ 0.50% · 4.625%
HK$9,803
+HK$562/mo
Deposit HK$477K · loan HK$1.91M · min. income ≈ HK$18,482/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,674
−HK$522/mo
▼ 0.25% · 3.875%
HK$9,933
−HK$263/mo
Today · 4.125%
HK$10,196
baseline
▲ 0.50% · 4.625%
HK$10,734
+HK$538/mo
Deposit HK$477K · loan HK$1.91M · min. income ≈ HK$20,392/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,239
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,526
−HK$292/mo
Today · 4.125%
HK$9,818
baseline
▲ 0.50% · 4.625%
HK$10,416
+HK$598/mo
Deposit HK$358K · loan HK$2.03M · min. income ≈ HK$19,636/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,278
−HK$556/mo
▼ 0.25% · 3.875%
HK$10,554
−HK$280/mo
Today · 4.125%
HK$10,834
baseline
▲ 0.50% · 4.625%
HK$11,405
+HK$571/mo
Deposit HK$358K · loan HK$2.03M · min. income ≈ HK$21,668/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,783
−HK$613/mo
▼ 0.25% · 3.875%
HK$10,087
−HK$309/mo
Today · 4.125%
HK$10,396
baseline
▲ 0.50% · 4.625%
HK$11,029
+HK$633/mo
Deposit HK$238K · loan HK$2.15M · min. income ≈ HK$20,792/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,883
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,175
−HK$296/mo
Today · 4.125%
HK$11,471
baseline
▲ 0.50% · 4.625%
HK$12,076
+HK$605/mo
Deposit HK$238K · loan HK$2.15M · min. income ≈ HK$22,942/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).