▼ 0.50% · 3.625%
HK$4,281
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$135/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$277/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$129/mo
Today · 4.125%
HK$5,019
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$265/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$10,038/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$149/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$304/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$142/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$291/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$162/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$332/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$155/mo
Today · 4.125%
HK$6,023
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$318/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,046/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$176/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,191
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$168/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,993
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$190/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,667
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,846
−HK$181/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$371/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,421
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,621
−HK$203/mo
Today · 4.125%
HK$6,824
baseline
▲ 0.50% · 4.625%
HK$7,239
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,648/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,143
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,335
−HK$194/mo
Today · 4.125%
HK$7,529
baseline
▲ 0.50% · 4.625%
HK$7,926
+HK$397/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,058/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$216/mo
Today · 4.125%
HK$7,278
baseline
▲ 0.50% · 4.625%
HK$7,721
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,556/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,619
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,824
−HK$207/mo
Today · 4.125%
HK$8,031
baseline
▲ 0.50% · 4.625%
HK$8,454
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,062/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,277
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,503
−HK$230/mo
Today · 4.125%
HK$7,733
baseline
▲ 0.50% · 4.625%
HK$8,204
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,466/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,096
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,313
−HK$220/mo
Today · 4.125%
HK$8,533
baseline
▲ 0.50% · 4.625%
HK$8,983
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,066/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,705
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,945
−HK$243/mo
Today · 4.125%
HK$8,188
baseline
▲ 0.50% · 4.625%
HK$8,687
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,376/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,572
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,802
−HK$233/mo
Today · 4.125%
HK$9,035
baseline
▲ 0.50% · 4.625%
HK$9,511
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,070/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).