▼ 0.50% · 3.625%
HK$5,474
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,253
−HK$166/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$339/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$190/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$390/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$182/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,433
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$207/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$425/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,308
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,504
−HK$199/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$406/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,117
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,338
−HK$225/mo
Today · 4.125%
HK$7,563
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$460/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,126/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,917
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,129
−HK$216/mo
Today · 4.125%
HK$8,345
baseline
▲ 0.50% · 4.625%
HK$8,785
+HK$440/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,690/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,664
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,902
−HK$243/mo
Today · 4.125%
HK$8,145
baseline
▲ 0.50% · 4.625%
HK$8,640
+HK$495/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,290/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,526
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,755
−HK$232/mo
Today · 4.125%
HK$8,987
baseline
▲ 0.50% · 4.625%
HK$9,461
+HK$474/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,974/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,211
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,467
−HK$259/mo
Today · 4.125%
HK$8,726
baseline
▲ 0.50% · 4.625%
HK$9,257
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,452/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,135
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,380
−HK$249/mo
Today · 4.125%
HK$9,629
baseline
▲ 0.50% · 4.625%
HK$10,136
+HK$507/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,258/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,759
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,031
−HK$277/mo
Today · 4.125%
HK$9,308
baseline
▲ 0.50% · 4.625%
HK$9,875
+HK$567/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,616/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,744
−HK$527/mo
▼ 0.25% · 3.875%
HK$10,006
−HK$265/mo
Today · 4.125%
HK$10,271
baseline
▲ 0.50% · 4.625%
HK$10,812
+HK$541/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,542/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,306
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,596
−HK$294/mo
Today · 4.125%
HK$9,890
baseline
▲ 0.50% · 4.625%
HK$10,492
+HK$602/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,780/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,353
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,631
−HK$282/mo
Today · 4.125%
HK$10,913
baseline
▲ 0.50% · 4.625%
HK$11,488
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,826/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,854
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,160
−HK$312/mo
Today · 4.125%
HK$10,472
baseline
▲ 0.50% · 4.625%
HK$11,109
+HK$637/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,944/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,962
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,256
−HK$298/mo
Today · 4.125%
HK$11,554
baseline
▲ 0.50% · 4.625%
HK$12,164
+HK$610/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,108/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).