▼ 0.50% · 3.625%
HK$4,438
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$141/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$287/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$134/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$275/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$154/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$316/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$148/mo
Today · 4.125%
HK$5,725
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$301/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,450/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$168/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$344/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$161/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$329/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$182/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$374/mo
Deposit HK$681K · loan HK$1.27M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$174/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$357/mo
Deposit HK$681K · loan HK$1.27M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,407
−HK$196/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,912
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,098
−HK$188/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,670
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$211/mo
Today · 4.125%
HK$7,075
baseline
▲ 0.50% · 4.625%
HK$7,505
+HK$430/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,150/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,406
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,605
−HK$201/mo
Today · 4.125%
HK$7,806
baseline
▲ 0.50% · 4.625%
HK$8,218
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,612/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,101
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,322
−HK$224/mo
Today · 4.125%
HK$7,546
baseline
▲ 0.50% · 4.625%
HK$8,006
+HK$460/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,092/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,900
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$215/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,766
+HK$439/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,545
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,780
−HK$238/mo
Today · 4.125%
HK$8,018
baseline
▲ 0.50% · 4.625%
HK$8,506
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,036/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,394
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,619
−HK$228/mo
Today · 4.125%
HK$8,847
baseline
▲ 0.50% · 4.625%
HK$9,314
+HK$467/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,694/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,989
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,237
−HK$253/mo
Today · 4.125%
HK$8,490
baseline
▲ 0.50% · 4.625%
HK$9,006
+HK$516/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,980/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,887
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,126
−HK$242/mo
Today · 4.125%
HK$9,368
baseline
▲ 0.50% · 4.625%
HK$9,861
+HK$493/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,736/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).