▼ 0.50% · 3.625%
HK$4,477
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$141/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$290/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$135/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$277/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$155/mo
Today · 4.125%
HK$5,233
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$319/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,466/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$149/mo
Today · 4.125%
HK$5,774
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$305/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,548/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$170/mo
Today · 4.125%
HK$5,709
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$347/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,418/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$162/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$184/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,474
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$176/mo
Today · 4.125%
HK$6,824
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,648/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$198/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$406/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$190/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$388/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,924
−HK$212/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,471
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,671
−HK$203/mo
Today · 4.125%
HK$7,874
baseline
▲ 0.50% · 4.625%
HK$8,289
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,748/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,163
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,386
−HK$226/mo
Today · 4.125%
HK$7,612
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,224/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,969
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,182
−HK$217/mo
Today · 4.125%
HK$8,399
baseline
▲ 0.50% · 4.625%
HK$8,842
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,798/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,610
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,847
−HK$241/mo
Today · 4.125%
HK$8,088
baseline
▲ 0.50% · 4.625%
HK$8,580
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,176/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,467
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,694
−HK$230/mo
Today · 4.125%
HK$8,924
baseline
▲ 0.50% · 4.625%
HK$9,394
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,848/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,058
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,309
−HK$254/mo
Today · 4.125%
HK$8,563
baseline
▲ 0.50% · 4.625%
HK$9,085
+HK$522/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,126/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,965
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,205
−HK$244/mo
Today · 4.125%
HK$9,449
baseline
▲ 0.50% · 4.625%
HK$9,947
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,898/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).