▼ 0.50% · 3.625%
HK$4,498
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$142/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$291/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$136/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$278/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$157/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$320/mo
Deposit HK$888K · loan HK$1.08M · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$149/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$888K · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$171/mo
Today · 4.125%
HK$5,736
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$349/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,472/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,165
−HK$164/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$333/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$185/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$378/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$177/mo
Today · 4.125%
HK$6,856
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$361/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$13,712/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,297
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,493
−HK$199/mo
Today · 4.125%
HK$6,692
baseline
▲ 0.50% · 4.625%
HK$7,099
+HK$407/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,384/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,193
−HK$190/mo
Today · 4.125%
HK$7,383
baseline
▲ 0.50% · 4.625%
HK$7,773
+HK$390/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,766/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,956
−HK$214/mo
Today · 4.125%
HK$7,170
baseline
▲ 0.50% · 4.625%
HK$7,606
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,340/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,505
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,707
−HK$204/mo
Today · 4.125%
HK$7,911
baseline
▲ 0.50% · 4.625%
HK$8,328
+HK$417/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,822/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,196
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,420
−HK$227/mo
Today · 4.125%
HK$7,647
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$466/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,294/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,006
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,220
−HK$218/mo
Today · 4.125%
HK$8,438
baseline
▲ 0.50% · 4.625%
HK$8,883
+HK$445/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,876/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,646
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,884
−HK$241/mo
Today · 4.125%
HK$8,125
baseline
▲ 0.50% · 4.625%
HK$8,620
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,250/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,506
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,734
−HK$232/mo
Today · 4.125%
HK$8,966
baseline
▲ 0.50% · 4.625%
HK$9,438
+HK$472/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,932/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,096
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,348
−HK$255/mo
Today · 4.125%
HK$8,603
baseline
▲ 0.50% · 4.625%
HK$9,127
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,206/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,006
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,248
−HK$245/mo
Today · 4.125%
HK$9,493
baseline
▲ 0.50% · 4.625%
HK$9,993
+HK$500/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$18,986/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).