▼ 0.50% · 3.625%
HK$4,261
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,393
−HK$135/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$275/mo
Deposit HK$934K · loan HK$934K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$129/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$263/mo
Deposit HK$934K · loan HK$934K · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$148/mo
Today · 4.125%
HK$4,981
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$303/mo
Deposit HK$841K · loan HK$1.03M · min. income ≈ HK$9,962/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,214
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$142/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,785
+HK$289/mo
Deposit HK$841K · loan HK$1.03M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$161/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$331/mo
Deposit HK$747K · loan HK$1.12M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$155/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,311
+HK$316/mo
Deposit HK$747K · loan HK$1.12M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,539
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$175/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,244
+HK$358/mo
Deposit HK$654K · loan HK$1.21M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,162
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$168/mo
Today · 4.125%
HK$6,495
baseline
▲ 0.50% · 4.625%
HK$6,837
+HK$342/mo
Deposit HK$654K · loan HK$1.21M · min. income ≈ HK$12,990/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$189/mo
Today · 4.125%
HK$6,339
baseline
▲ 0.50% · 4.625%
HK$6,725
+HK$386/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$12,678/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$180/mo
Today · 4.125%
HK$6,994
baseline
▲ 0.50% · 4.625%
HK$7,363
+HK$369/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$13,988/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,590
−HK$202/mo
Today · 4.125%
HK$6,792
baseline
▲ 0.50% · 4.625%
HK$7,205
+HK$413/mo
Deposit HK$467K · loan HK$1.40M · min. income ≈ HK$13,584/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,110
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,301
−HK$193/mo
Today · 4.125%
HK$7,494
baseline
▲ 0.50% · 4.625%
HK$7,889
+HK$395/mo
Deposit HK$467K · loan HK$1.40M · min. income ≈ HK$14,988/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$216/mo
Today · 4.125%
HK$7,245
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$440/mo
Deposit HK$374K · loan HK$1.49M · min. income ≈ HK$14,490/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,584
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,787
−HK$207/mo
Today · 4.125%
HK$7,994
baseline
▲ 0.50% · 4.625%
HK$8,415
+HK$421/mo
Deposit HK$374K · loan HK$1.49M · min. income ≈ HK$15,988/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,243
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,468
−HK$229/mo
Today · 4.125%
HK$7,697
baseline
▲ 0.50% · 4.625%
HK$8,166
+HK$469/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$15,394/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,058
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,274
−HK$219/mo
Today · 4.125%
HK$8,493
baseline
▲ 0.50% · 4.625%
HK$8,941
+HK$448/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$16,986/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,669
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,908
−HK$242/mo
Today · 4.125%
HK$8,150
baseline
▲ 0.50% · 4.625%
HK$8,646
+HK$496/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,300/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,532
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,761
−HK$232/mo
Today · 4.125%
HK$8,993
baseline
▲ 0.50% · 4.625%
HK$9,467
+HK$474/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$17,986/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).