▼ 0.50% · 3.625%
HK$5,619
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$178/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$363/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,419
−HK$170/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$348/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,374
−HK$195/mo
Today · 4.125%
HK$6,569
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$400/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$13,138/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,061
−HK$187/mo
Today · 4.125%
HK$7,248
baseline
▲ 0.50% · 4.625%
HK$7,630
+HK$382/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$14,496/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$213/mo
Today · 4.125%
HK$7,166
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$436/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$14,332/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,703
−HK$204/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,324
+HK$417/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,305
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,532
−HK$231/mo
Today · 4.125%
HK$7,763
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$473/mo
Deposit HK$863K · loan HK$1.60M · min. income ≈ HK$15,526/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,127
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,345
−HK$221/mo
Today · 4.125%
HK$8,566
baseline
▲ 0.50% · 4.625%
HK$9,018
+HK$452/mo
Deposit HK$863K · loan HK$1.60M · min. income ≈ HK$17,132/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,867
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$249/mo
Today · 4.125%
HK$8,361
baseline
▲ 0.50% · 4.625%
HK$8,869
+HK$508/mo
Deposit HK$739K · loan HK$1.73M · min. income ≈ HK$16,722/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,752
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,987
−HK$238/mo
Today · 4.125%
HK$9,225
baseline
▲ 0.50% · 4.625%
HK$9,711
+HK$486/mo
Deposit HK$739K · loan HK$1.73M · min. income ≈ HK$18,450/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,429
−HK$529/mo
▼ 0.25% · 3.875%
HK$8,691
−HK$267/mo
Today · 4.125%
HK$8,958
baseline
▲ 0.50% · 4.625%
HK$9,503
+HK$545/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$17,916/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,377
−HK$507/mo
▼ 0.25% · 3.875%
HK$9,629
−HK$255/mo
Today · 4.125%
HK$9,884
baseline
▲ 0.50% · 4.625%
HK$10,405
+HK$521/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$19,768/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,991
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,271
−HK$284/mo
Today · 4.125%
HK$9,555
baseline
▲ 0.50% · 4.625%
HK$10,136
+HK$581/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$19,110/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,002
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,271
−HK$272/mo
Today · 4.125%
HK$10,543
baseline
▲ 0.50% · 4.625%
HK$11,099
+HK$556/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$21,086/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,553
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,850
−HK$302/mo
Today · 4.125%
HK$10,152
baseline
▲ 0.50% · 4.625%
HK$10,770
+HK$618/mo
Deposit HK$370K · loan HK$2.09M · min. income ≈ HK$20,304/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,628
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,913
−HK$289/mo
Today · 4.125%
HK$11,202
baseline
▲ 0.50% · 4.625%
HK$11,792
+HK$590/mo
Deposit HK$370K · loan HK$2.09M · min. income ≈ HK$22,404/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,115
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,430
−HK$319/mo
Today · 4.125%
HK$10,749
baseline
▲ 0.50% · 4.625%
HK$11,403
+HK$654/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,498/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,253
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,555
−HK$306/mo
Today · 4.125%
HK$11,861
baseline
▲ 0.50% · 4.625%
HK$12,486
+HK$625/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$23,722/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).