▼ 0.50% · 3.625%
HK$4,278
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$135/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$277/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$129/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,281
+HK$265/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$149/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$304/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$143/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$291/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,293
−HK$162/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,787
+HK$332/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$155/mo
Today · 4.125%
HK$6,019
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$318/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$12,038/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,561
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$176/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,269
+HK$359/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$168/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,175
−HK$189/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$388/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,663
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,841
−HK$182/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,393
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,417
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$203/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,234
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,330
−HK$194/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$397/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,844
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$217/mo
Today · 4.125%
HK$7,274
baseline
▲ 0.50% · 4.625%
HK$7,716
+HK$442/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,548/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,614
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,819
−HK$207/mo
Today · 4.125%
HK$8,026
baseline
▲ 0.50% · 4.625%
HK$8,449
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,052/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$230/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,199
+HK$471/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,090
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$220/mo
Today · 4.125%
HK$8,527
baseline
▲ 0.50% · 4.625%
HK$8,977
+HK$450/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,054/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,700
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,940
−HK$243/mo
Today · 4.125%
HK$8,183
baseline
▲ 0.50% · 4.625%
HK$8,681
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,366/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,566
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,796
−HK$233/mo
Today · 4.125%
HK$9,029
baseline
▲ 0.50% · 4.625%
HK$9,505
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,058/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).