▼ 0.50% · 3.625%
HK$5,576
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$176/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$360/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$168/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,883
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,134
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,324
−HK$194/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,915
+HK$397/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,007
−HK$185/mo
Today · 4.125%
HK$7,192
baseline
▲ 0.50% · 4.625%
HK$7,571
+HK$379/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,384/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,899
−HK$212/mo
Today · 4.125%
HK$7,111
baseline
▲ 0.50% · 4.625%
HK$7,544
+HK$433/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$14,222/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,444
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,644
−HK$202/mo
Today · 4.125%
HK$7,846
baseline
▲ 0.50% · 4.625%
HK$8,260
+HK$414/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$15,692/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,249
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,474
−HK$229/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,172
+HK$469/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,064
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,281
−HK$219/mo
Today · 4.125%
HK$8,500
baseline
▲ 0.50% · 4.625%
HK$8,948
+HK$448/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$17,000/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,807
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,049
−HK$247/mo
Today · 4.125%
HK$8,296
baseline
▲ 0.50% · 4.625%
HK$8,801
+HK$505/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$16,592/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,685
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,918
−HK$236/mo
Today · 4.125%
HK$9,154
baseline
▲ 0.50% · 4.625%
HK$9,636
+HK$482/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$18,308/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,364
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,624
−HK$265/mo
Today · 4.125%
HK$8,889
baseline
▲ 0.50% · 4.625%
HK$9,429
+HK$540/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$17,778/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,305
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,555
−HK$253/mo
Today · 4.125%
HK$9,808
baseline
▲ 0.50% · 4.625%
HK$10,325
+HK$517/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$19,616/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,922
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,199
−HK$282/mo
Today · 4.125%
HK$9,481
baseline
▲ 0.50% · 4.625%
HK$10,058
+HK$577/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$18,962/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,925
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,192
−HK$270/mo
Today · 4.125%
HK$10,462
baseline
▲ 0.50% · 4.625%
HK$11,013
+HK$551/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$20,924/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,479
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,774
−HK$300/mo
Today · 4.125%
HK$10,074
baseline
▲ 0.50% · 4.625%
HK$10,687
+HK$613/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,148/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,546
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,828
−HK$287/mo
Today · 4.125%
HK$11,115
baseline
▲ 0.50% · 4.625%
HK$11,701
+HK$586/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,230/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,037
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,349
−HK$317/mo
Today · 4.125%
HK$10,666
baseline
▲ 0.50% · 4.625%
HK$11,315
+HK$649/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,332/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,166
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,465
−HK$304/mo
Today · 4.125%
HK$11,769
baseline
▲ 0.50% · 4.625%
HK$12,390
+HK$621/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,538/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).