▼ 0.50% · 3.625%
HK$5,655
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$178/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$366/mo
Deposit HK$1.24M · loan HK$1.24M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$171/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$349/mo
Deposit HK$1.24M · loan HK$1.24M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$196/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$403/mo
Deposit HK$1.12M · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,920
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$188/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$384/mo
Deposit HK$1.12M · loan HK$1.36M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,786
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$214/mo
Today · 4.125%
HK$7,211
baseline
▲ 0.50% · 4.625%
HK$7,650
+HK$439/mo
Deposit HK$992K · loan HK$1.49M · min. income ≈ HK$14,422/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,549
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,752
−HK$205/mo
Today · 4.125%
HK$7,957
baseline
▲ 0.50% · 4.625%
HK$8,376
+HK$419/mo
Deposit HK$992K · loan HK$1.49M · min. income ≈ HK$15,914/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$232/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$476/mo
Deposit HK$868K · loan HK$1.61M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,178
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,398
−HK$222/mo
Today · 4.125%
HK$8,620
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$454/mo
Deposit HK$868K · loan HK$1.61M · min. income ≈ HK$17,240/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,917
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,163
−HK$250/mo
Today · 4.125%
HK$8,413
baseline
▲ 0.50% · 4.625%
HK$8,925
+HK$512/mo
Deposit HK$744K · loan HK$1.74M · min. income ≈ HK$16,826/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,807
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,043
−HK$240/mo
Today · 4.125%
HK$9,283
baseline
▲ 0.50% · 4.625%
HK$9,772
+HK$489/mo
Deposit HK$744K · loan HK$1.74M · min. income ≈ HK$18,566/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,482
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$268/mo
Today · 4.125%
HK$9,014
baseline
▲ 0.50% · 4.625%
HK$9,563
+HK$549/mo
Deposit HK$620K · loan HK$1.86M · min. income ≈ HK$18,028/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,436
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,689
−HK$257/mo
Today · 4.125%
HK$9,946
baseline
▲ 0.50% · 4.625%
HK$10,470
+HK$524/mo
Deposit HK$620K · loan HK$1.86M · min. income ≈ HK$19,892/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,048
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,329
−HK$286/mo
Today · 4.125%
HK$9,615
baseline
▲ 0.50% · 4.625%
HK$10,200
+HK$585/mo
Deposit HK$496K · loan HK$1.98M · min. income ≈ HK$19,230/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,065
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,335
−HK$274/mo
Today · 4.125%
HK$10,609
baseline
▲ 0.50% · 4.625%
HK$11,168
+HK$559/mo
Deposit HK$496K · loan HK$1.98M · min. income ≈ HK$21,218/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,613
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,912
−HK$304/mo
Today · 4.125%
HK$10,216
baseline
▲ 0.50% · 4.625%
HK$10,838
+HK$622/mo
Deposit HK$372K · loan HK$2.11M · min. income ≈ HK$20,432/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,695
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,981
−HK$291/mo
Today · 4.125%
HK$11,272
baseline
▲ 0.50% · 4.625%
HK$11,867
+HK$595/mo
Deposit HK$372K · loan HK$2.11M · min. income ≈ HK$22,544/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,179
−HK$638/mo
▼ 0.25% · 3.875%
HK$10,495
−HK$322/mo
Today · 4.125%
HK$10,817
baseline
▲ 0.50% · 4.625%
HK$11,475
+HK$658/mo
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$21,634/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,324
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,627
−HK$308/mo
Today · 4.125%
HK$11,935
baseline
▲ 0.50% · 4.625%
HK$12,565
+HK$630/mo
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$23,870/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).