▼ 0.50% · 3.625%
HK$4,201
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$133/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$272/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$127/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$259/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$146/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$299/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$140/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$286/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$159/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$326/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$153/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$311/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$172/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$353/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$165/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$338/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,881
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,064
−HK$186/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,630
+HK$380/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,542
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,718
−HK$178/mo
Today · 4.125%
HK$6,896
baseline
▲ 0.50% · 4.625%
HK$7,259
+HK$363/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,792/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,301
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$199/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,010
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$191/mo
Today · 4.125%
HK$7,389
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$389/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,778/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,721
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$213/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,577
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,477
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,678
−HK$203/mo
Today · 4.125%
HK$7,881
baseline
▲ 0.50% · 4.625%
HK$8,296
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,762/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,141
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,363
−HK$226/mo
Today · 4.125%
HK$7,589
baseline
▲ 0.50% · 4.625%
HK$8,051
+HK$462/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$15,178/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,944
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,157
−HK$217/mo
Today · 4.125%
HK$8,374
baseline
▲ 0.50% · 4.625%
HK$8,815
+HK$441/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$16,748/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,561
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$239/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,524
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,412
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,637
−HK$229/mo
Today · 4.125%
HK$8,866
baseline
▲ 0.50% · 4.625%
HK$9,334
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,732/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).