▼ 0.50% · 3.625%
HK$4,454
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$135/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$275/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$154/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$317/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$148/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$303/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,511
−HK$169/mo
Today · 4.125%
HK$5,680
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$345/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,360/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,946
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$162/mo
Today · 4.125%
HK$6,267
baseline
▲ 0.50% · 4.625%
HK$6,597
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,534/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,790
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$183/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,527
+HK$374/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$175/mo
Today · 4.125%
HK$6,789
baseline
▲ 0.50% · 4.625%
HK$7,147
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,578/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,429
−HK$197/mo
Today · 4.125%
HK$6,626
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$404/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,252/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,123
−HK$189/mo
Today · 4.125%
HK$7,312
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,624/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$211/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,432
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,632
−HK$202/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,126
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,348
−HK$225/mo
Today · 4.125%
HK$7,573
baseline
▲ 0.50% · 4.625%
HK$8,034
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,146/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,928
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,140
−HK$216/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,797
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,572
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,807
−HK$239/mo
Today · 4.125%
HK$8,046
baseline
▲ 0.50% · 4.625%
HK$8,536
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,092/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,423
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,649
−HK$229/mo
Today · 4.125%
HK$8,878
baseline
▲ 0.50% · 4.625%
HK$9,346
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,756/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,017
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,266
−HK$254/mo
Today · 4.125%
HK$8,520
baseline
▲ 0.50% · 4.625%
HK$9,038
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,040/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,919
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,158
−HK$243/mo
Today · 4.125%
HK$9,401
baseline
▲ 0.50% · 4.625%
HK$9,896
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,802/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).