▼ 0.50% · 3.625%
HK$5,616
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$177/mo
Today · 4.125%
HK$5,968
baseline
▲ 0.50% · 4.625%
HK$6,332
+HK$364/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,936/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$170/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$347/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$195/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$400/mo
Deposit HK$1.11M · loan HK$1.35M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$187/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,626
+HK$382/mo
Deposit HK$1.11M · loan HK$1.35M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$213/mo
Today · 4.125%
HK$7,162
baseline
▲ 0.50% · 4.625%
HK$7,598
+HK$436/mo
Deposit HK$985K · loan HK$1.48M · min. income ≈ HK$14,324/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,498
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$204/mo
Today · 4.125%
HK$7,903
baseline
▲ 0.50% · 4.625%
HK$8,319
+HK$416/mo
Deposit HK$985K · loan HK$1.48M · min. income ≈ HK$15,806/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,528
−HK$231/mo
Today · 4.125%
HK$7,759
baseline
▲ 0.50% · 4.625%
HK$8,231
+HK$472/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$15,518/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,122
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,340
−HK$221/mo
Today · 4.125%
HK$8,561
baseline
▲ 0.50% · 4.625%
HK$9,013
+HK$452/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$17,122/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,107
−HK$249/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,864
+HK$508/mo
Deposit HK$739K · loan HK$1.72M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,747
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,982
−HK$238/mo
Today · 4.125%
HK$9,220
baseline
▲ 0.50% · 4.625%
HK$9,706
+HK$486/mo
Deposit HK$739K · loan HK$1.72M · min. income ≈ HK$18,440/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,424
−HK$529/mo
▼ 0.25% · 3.875%
HK$8,686
−HK$267/mo
Today · 4.125%
HK$8,953
baseline
▲ 0.50% · 4.625%
HK$9,497
+HK$544/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$17,906/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,372
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,623
−HK$255/mo
Today · 4.125%
HK$9,878
baseline
▲ 0.50% · 4.625%
HK$10,399
+HK$521/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$19,756/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,986
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,266
−HK$284/mo
Today · 4.125%
HK$9,550
baseline
▲ 0.50% · 4.625%
HK$10,131
+HK$581/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$19,100/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,997
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,265
−HK$272/mo
Today · 4.125%
HK$10,537
baseline
▲ 0.50% · 4.625%
HK$11,092
+HK$555/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$21,074/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,548
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,845
−HK$301/mo
Today · 4.125%
HK$10,146
baseline
▲ 0.50% · 4.625%
HK$10,764
+HK$618/mo
Deposit HK$369K · loan HK$2.09M · min. income ≈ HK$20,292/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,622
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,907
−HK$289/mo
Today · 4.125%
HK$11,196
baseline
▲ 0.50% · 4.625%
HK$11,786
+HK$590/mo
Deposit HK$369K · loan HK$2.09M · min. income ≈ HK$22,392/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,109
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,424
−HK$319/mo
Today · 4.125%
HK$10,743
baseline
▲ 0.50% · 4.625%
HK$11,397
+HK$654/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,486/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,247
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,548
−HK$306/mo
Today · 4.125%
HK$11,854
baseline
▲ 0.50% · 4.625%
HK$12,479
+HK$625/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$23,708/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).