▼ 0.50% · 3.625%
HK$4,219
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,350
−HK$133/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,756
+HK$273/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,693
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,819
−HK$128/mo
Today · 4.125%
HK$4,947
baseline
▲ 0.50% · 4.625%
HK$5,208
+HK$261/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$9,894/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$147/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$300/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$141/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$287/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$160/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$327/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$153/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$313/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$173/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,265
−HK$166/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,090
−HK$187/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$382/mo
Deposit HK$555K · loan HK$1.30M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,571
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,747
−HK$179/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,291
+HK$365/mo
Deposit HK$555K · loan HK$1.30M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,525
−HK$200/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,134
+HK$409/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,229
−HK$192/mo
Today · 4.125%
HK$7,421
baseline
▲ 0.50% · 4.625%
HK$7,812
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,842/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,960
−HK$213/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,610
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,509
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,711
−HK$204/mo
Today · 4.125%
HK$7,915
baseline
▲ 0.50% · 4.625%
HK$8,332
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,830/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,172
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,395
−HK$227/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,086
+HK$464/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,979
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,193
−HK$217/mo
Today · 4.125%
HK$8,410
baseline
▲ 0.50% · 4.625%
HK$8,853
+HK$443/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,820/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,594
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$240/mo
Today · 4.125%
HK$8,070
baseline
▲ 0.50% · 4.625%
HK$8,561
+HK$491/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,140/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,448
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,675
−HK$230/mo
Today · 4.125%
HK$8,905
baseline
▲ 0.50% · 4.625%
HK$9,374
+HK$469/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,810/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).