▼ 0.50% · 3.625%
HK$4,387
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$138/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$284/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$133/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,416
+HK$271/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$153/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$312/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$146/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$298/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$166/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$340/mo
Deposit HK$770K · loan HK$1.15M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,857
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,014
−HK$160/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,499
+HK$325/mo
Deposit HK$770K · loan HK$1.15M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$180/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$369/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$173/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,333
−HK$194/mo
Today · 4.125%
HK$6,527
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$398/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,054/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,833
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$185/mo
Today · 4.125%
HK$7,202
baseline
▲ 0.50% · 4.625%
HK$7,582
+HK$380/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,404/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,786
−HK$208/mo
Today · 4.125%
HK$6,994
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$425/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,988/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,518
−HK$199/mo
Today · 4.125%
HK$7,717
baseline
▲ 0.50% · 4.625%
HK$8,124
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,434/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,020
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,238
−HK$222/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,914
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,809
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$212/mo
Today · 4.125%
HK$8,231
baseline
▲ 0.50% · 4.625%
HK$8,665
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,462/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,459
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,691
−HK$235/mo
Today · 4.125%
HK$7,926
baseline
▲ 0.50% · 4.625%
HK$8,409
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,852/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,298
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,520
−HK$226/mo
Today · 4.125%
HK$8,746
baseline
▲ 0.50% · 4.625%
HK$9,207
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,492/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,897
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,143
−HK$249/mo
Today · 4.125%
HK$8,392
baseline
▲ 0.50% · 4.625%
HK$8,903
+HK$511/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,784/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,786
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,021
−HK$239/mo
Today · 4.125%
HK$9,260
baseline
▲ 0.50% · 4.625%
HK$9,748
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,520/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).