▼ 0.50% · 3.625%
HK$4,571
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$145/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$138/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$159/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$325/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$152/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$311/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$173/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$355/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$166/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,942
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$188/mo
Today · 4.125%
HK$6,315
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$384/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,630/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,611
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,788
−HK$180/mo
Today · 4.125%
HK$6,968
baseline
▲ 0.50% · 4.625%
HK$7,335
+HK$367/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,936/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$202/mo
Today · 4.125%
HK$6,801
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$414/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,602/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,119
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,310
−HK$194/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$396/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$217/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,628
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,833
−HK$207/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,464
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,314
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,541
−HK$231/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,245
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,136
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,355
−HK$221/mo
Today · 4.125%
HK$8,576
baseline
▲ 0.50% · 4.625%
HK$9,028
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,152/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,771
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,013
−HK$245/mo
Today · 4.125%
HK$8,258
baseline
▲ 0.50% · 4.625%
HK$8,761
+HK$503/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,516/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,645
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,877
−HK$235/mo
Today · 4.125%
HK$9,112
baseline
▲ 0.50% · 4.625%
HK$9,592
+HK$480/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,224/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,228
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,484
−HK$260/mo
Today · 4.125%
HK$8,744
baseline
▲ 0.50% · 4.625%
HK$9,276
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,488/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,154
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,399
−HK$249/mo
Today · 4.125%
HK$9,648
baseline
▲ 0.50% · 4.625%
HK$10,157
+HK$509/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,296/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).