▼ 0.50% · 3.625%
HK$4,224
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,355
−HK$134/mo
Today · 4.125%
HK$4,489
baseline
▲ 0.50% · 4.625%
HK$4,762
+HK$273/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$8,978/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,699
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,825
−HK$128/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$261/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$147/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$300/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$140/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$288/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$161/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$327/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$154/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$313/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$174/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$166/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,914
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$186/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$383/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,579
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,755
−HK$179/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,300
+HK$366/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,336
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,533
−HK$200/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$410/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,049
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,238
−HK$192/mo
Today · 4.125%
HK$7,430
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,860/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,969
−HK$213/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,519
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$205/mo
Today · 4.125%
HK$7,925
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$418/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,850/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,181
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$227/mo
Today · 4.125%
HK$7,631
baseline
▲ 0.50% · 4.625%
HK$8,095
+HK$464/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,262/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,989
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,203
−HK$217/mo
Today · 4.125%
HK$8,420
baseline
▲ 0.50% · 4.625%
HK$8,864
+HK$444/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,840/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,603
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,840
−HK$240/mo
Today · 4.125%
HK$8,080
baseline
▲ 0.50% · 4.625%
HK$8,572
+HK$492/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,160/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,458
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,685
−HK$230/mo
Today · 4.125%
HK$8,915
baseline
▲ 0.50% · 4.625%
HK$9,385
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,830/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).