▼ 0.50% · 3.625%
HK$5,617
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$178/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,332
+HK$363/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,249
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$170/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$347/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$195/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$399/mo
Deposit HK$1.11M · loan HK$1.35M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,058
−HK$187/mo
Today · 4.125%
HK$7,245
baseline
▲ 0.50% · 4.625%
HK$7,627
+HK$382/mo
Deposit HK$1.11M · loan HK$1.35M · min. income ≈ HK$14,490/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,950
−HK$213/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$436/mo
Deposit HK$985K · loan HK$1.48M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,498
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$204/mo
Today · 4.125%
HK$7,903
baseline
▲ 0.50% · 4.625%
HK$8,320
+HK$417/mo
Deposit HK$985K · loan HK$1.48M · min. income ≈ HK$15,806/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,302
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,529
−HK$231/mo
Today · 4.125%
HK$7,760
baseline
▲ 0.50% · 4.625%
HK$8,232
+HK$472/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$15,520/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,123
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,341
−HK$221/mo
Today · 4.125%
HK$8,562
baseline
▲ 0.50% · 4.625%
HK$9,013
+HK$451/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$17,124/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,108
−HK$248/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$509/mo
Deposit HK$739K · loan HK$1.72M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,748
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,983
−HK$238/mo
Today · 4.125%
HK$9,221
baseline
▲ 0.50% · 4.625%
HK$9,707
+HK$486/mo
Deposit HK$739K · loan HK$1.72M · min. income ≈ HK$18,442/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,425
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,687
−HK$266/mo
Today · 4.125%
HK$8,953
baseline
▲ 0.50% · 4.625%
HK$9,498
+HK$545/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$17,906/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,373
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,624
−HK$255/mo
Today · 4.125%
HK$9,879
baseline
▲ 0.50% · 4.625%
HK$10,400
+HK$521/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$19,758/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,987
−HK$563/mo
▼ 0.25% · 3.875%
HK$9,266
−HK$284/mo
Today · 4.125%
HK$9,550
baseline
▲ 0.50% · 4.625%
HK$10,131
+HK$581/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$19,100/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,998
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,266
−HK$272/mo
Today · 4.125%
HK$10,538
baseline
▲ 0.50% · 4.625%
HK$11,093
+HK$555/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$21,076/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,548
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,845
−HK$302/mo
Today · 4.125%
HK$10,147
baseline
▲ 0.50% · 4.625%
HK$10,765
+HK$618/mo
Deposit HK$369K · loan HK$2.09M · min. income ≈ HK$20,294/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,622
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,907
−HK$289/mo
Today · 4.125%
HK$11,196
baseline
▲ 0.50% · 4.625%
HK$11,787
+HK$591/mo
Deposit HK$369K · loan HK$2.09M · min. income ≈ HK$22,392/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,110
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,425
−HK$319/mo
Today · 4.125%
HK$10,744
baseline
▲ 0.50% · 4.625%
HK$11,398
+HK$654/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,488/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,247
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,549
−HK$306/mo
Today · 4.125%
HK$11,855
baseline
▲ 0.50% · 4.625%
HK$12,480
+HK$625/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$23,710/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).